Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results
- GenFed Credit UnionStandard CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Penalty will be imposed for early withdrawal. After account is opened, no deposits/withdrawals permitted until maturity date. Certificates automatically renew at maturity for same term at current market rate. Available on terms from 6 months to 60 months (and 3 month term). Option to choose whether dividends are compounded internally, paid by check, or deposited to another GenFed account.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - USALLIANCE FinancialFixed Rate Certificate AccountsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000intro rateRequirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Offer: Promotional rate special. Rollover rate upon automatic renewal is 4.50% APY.
Promotional rate · 4.40% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Quorum Federal Credit UnionCertificate AccountCD · 12 months · $100 min
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Fixed-rate accounts. Dividends compounded and paid monthly. A penalty will be imposed if funds are withdrawn prior to maturity date. Credit union membership required.
Offer: Single tier. Dividends compounded and paid monthly. Early withdrawal penalty applies.
4.41% interest rate · Effective Sep 29, 2026
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More details - Governmental Employees Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000intro rateRequirements
Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.
Offer: CD Special - Limited Time Offer. Early withdrawals are subject to penalty.
Promotional rate · 4.41% interest rate · Effective Oct 5, 2026
Rate checked
More details - Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Minimum deposit of $1,000 required to open and obtain APY. Monthly compounding dividends. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty.
4.41% interest rate · Effective Oct 5, 2026
Rate checked
More details - Utah Power Credit UnionSavers CertificateCD · 12 months · $9 min · up to $10,000
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Minimum deposit of $9 at opening and $9 per month, up to $10,000.00. Rates are as of October 1, 2026 and are subject to change. Early withdrawal penalty may apply. Fees could reduce earnings.
Offer: Minimum deposit of $9 at opening and $9 per month, up to $10,000.00. Early withdrawal penalty may apply.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - Utah Power Credit UnionCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Rates are as of October 1, 2026 and are subject to change. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Minimum deposit of $500.00. Early withdrawal penalty may apply.
4.41% interest rate · Effective Oct 1, 2026
Rate checked
More details - GreenWay BankCertificate of Deposit (CD)CD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000intro rateRequirements
Product: $1,000 minimum opening deposit required for 12 Month Special using funds not currently on deposit at GreenWay Bank. CD specials renew at a 12 Month term; all others renew at original term. Interest credited quarterly (3 Month compounded at maturity). Penalty may be imposed for early withdrawal.
Offer: 12 Month Special (new money). Compounding quarterly. Renews at a 12 Month term. $1,000 minimum opening deposit required using funds not currently on deposit at GreenWay Bank.
Promotional rate · 4.43% interest rate · Effective Sep 22, 2026
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More details - Northern BankCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Maximum opening deposit of $250,000.00 per certificate of deposit account.
Offer: Available in branch only. To qualify for promotional APY, Premium Checking account must be opened with $10,000.00 in new money, maintained with minimum average daily balance of $10,000.00, and enrollment in e-statements. If requirements are not met, rate reduces to 12 Month CD market rate in effect at opening.
4.41% interest rate · Balance cap $250,000 · Effective Sep 21, 2026
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More details - Central Soya Federal Credit UnionShare CertificatesCD · 12–24 months · $5,000 min
Credit union · Add a location to see nearby branches
4.50%APYRequirements
Product: $500.00 minimum deposit required. APR/APY subject to change at any time without notice.
Offer: CD Special: You pick the term, 1 or 2 years. Minimum balance of $5,000.00.
4.50% interest rate
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More details - Beverly Municipal Federal Credit UnionTerm Share CertificatesCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000intro rateRequirements
Product: Membership required. Personal accounts only. Rates are locked for the full term and do not change after opening or renewal. Dividends are compounded monthly on accounts with a minimum $100 average daily balance. Early withdrawal penalties apply.
Offer: 13 Month Special.
Promotional rate · 4.41% interest rate · Compounded monthly · Effective Oct 22, 2026
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More details - Mills42 Federal Credit UnionShare CertificateCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000Requirements
Product: Member eligibility is required. Highest dividend rates require eStatements; without eStatements, lower standard rate applies. Minimum balance of $500 required to open account and earn dividends. Dividends compounded daily and posted monthly and at maturity date. Substantial penalty for early withdrawal. Does not automatically renew at maturity.
Offer: Requires eStatements.
4.41% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - Somerset Federal Credit UnionTerm Share CertificatesCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000intro rateRequirements
Product: Open to SFCU members (living, working, worshiping, attending school in specified MA/RI counties/towns, or immediate family). Penalty may be imposed for early withdrawal before maturity. Minimum deposit to open is $1,000.
Offer: Special term for a limited time only. Earn dividends with minimum balance of $1,000.
Promotional rate · 4.40% interest rate · Effective Oct 15, 2026
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More details - Town Center Bank13-Month Certificate of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000intro rateRequirements
Product: New deposits only.
Offer: New deposits only.
Promotional rate · 4.43% interest rate · Effective Oct 6, 2026
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More details - St. Jean's Credit UnionTerm CertificatesCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000intro rateRequirements
Product: $500 minimum deposit. Fixed rates. Terms from 3 to 36 months. No monthly fee. Early withdrawal penalties may apply. Rates accurate as of 10/06/2026 for specials and 09/01/2026 for standard terms.
Offer: 13 Month CD SPECIAL. Rolls over to 1 year CD at maturity. Minimum deposit to open and earn interest $500. Early withdrawal penalty applies.
Promotional rate · 4.41% interest rate · Effective Oct 6, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank