Bank · FDIC insured
Town Center Bank
A $180.6M bank headquartered in Frankfort, IL, with 2 branches in Illinois. Best rates: CDs 4.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.50%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Town Center Bank
Town Center Bank is a locally owned and managed community bank with branches in Frankfort and New Lenox.
The bank serves Frankfort, Mokena, New Lenox, Manhattan, Orland Park, Tinley Park, and the surrounding Lincoln-Way area communities.
- Headquarters
- 20181 S Lagrange Rd, Frankfort, IL 60423
- FDIC certificate
- 58214 ↗
Branches
2 branches in Illinois
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Illinois
2 branches
Frankfort area · 1
- Town Center BankMain office20181 S Lagrange Rd, Frankfort, IL 60423Directions
New Lenox area · 1
- New Lenox Branch1938 E Lincoln Hwy, New Lenox, IL 60451Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.38% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.25% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $103 | $81 | — |
- CapitalLeverage ratio11.38%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.25%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$103Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Town Center Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.