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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 166–180 results

  1. Farmers & Merchants BankCD’sCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.22%APY$1,798 over 48 months on $10,000
  2. Top Carrot, Carrot Score 90
    Minnesota Valley Federal Credit UnionTriple Play CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.21%APY$1,793 over 48 months on $10,000
  3. Nicolet National BankCertificate of DepositCD · 48 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  4. Top Carrot, Carrot Score 89
    Capitol FederalCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  5. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  6. Top Carrot, Carrot Score 94
    Luminate BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  7. Top Carrot, Carrot Score 93
    Midwest BankCertificates of Deposit (CDs)CD · 48 months · $500 min · 4.20%–4.35% by balance

    Bank · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  8. Top Carrot, Carrot Score 88
    Jordan Credit UnionCertificate AccountCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  9. Top Carrot, Carrot Score 99
    Skyla Credit UnionRegular Certificate AccountCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  10. Top Carrot, Carrot Score 93
    Sandia Area Federal Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  11. Top Carrot, Carrot Score 90
    Bridge Credit UnionStandard CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  12. Top Carrot, Carrot Score 90
    Bank of UticaCertificates of Deposit (CD)CD · 48–60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY
  13. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 48 months · $500 min · 4.20%–4.35% by balance

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    Baton Rouge Telco FCUShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000
  15. ANECA Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$1,789 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,258 CDs at 2,924 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
3.99%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate