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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 151–165 results

  1. Top Carrot, Carrot Score 89
    Freedom Credit UnionTerm Share CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$1,811 over 48 months on $10,000
  2. Top Carrot, Carrot Score 98
    Oxford Federal Credit UnionShare CertificatesCD · 48–59 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY
  3. Poppy BankPersonal Certificate of Deposit AccountsCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$1,811 over 48 months on $10,000
  4. Top Carrot, Carrot Score 90
    Blue Eagle Credit UnionRegular CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$1,811 over 48 months on $10,000
  5. Envista Federal Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$1,811 over 48 months on $10,000intro rate
  6. Exchange State BankCertificates of DepositCD · 48 months · $1,000 min · 2.00%–4.25% by balance

    Bank · Add a location to see nearby branches

    4.25%APY$1,811 over 48 months on $10,000
  7. Heritage Community BankCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$1,811 over 48 months on $10,000
  8. Top Carrot, Carrot Score 93
    Members Advantage Credit UnionCertificates of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.24%APY$1,806 over 48 months on $10,000
  9. Top Carrot, Carrot Score 95
    Cranberry FCUCertificates of Deposit (CD)CD · 48 months · $500 min · 4.23%–4.39% by balance

    Credit union · Add a location to see nearby branches

    4.23%APY$1,802 over 48 months on $10,000
  10. Winthrop Area Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.23%APY$1,802 over 48 months on $10,000
  11. Top Carrot, Carrot Score 90
    Police Credit Union of CTTerm Share CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.23%APY$1,802 over 48 months on $10,000
  12. Top Carrot, Carrot Score 96
    KINGS PEAK CREDIT UNIONShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.23%APY$1,802 over 48 months on $10,000
  13. Top Carrot, Carrot Score 95
    Create Credit UnionLevel Up Certificate of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.23%APY$1,802 over 48 months on $10,000
  14. Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.23%APY$1,802 over 48 months on $10,000
  15. Top Carrot, Carrot Score 87
    First Federal Savings Bank of MascoutahCertificate of DepositsCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.22%APY$1,798 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,258 CDs at 2,924 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
3.99%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate