Best CD rates and certificates

Requirements

Product: Fixed amount of interest in return. Account automatically renews at maturity with 10 calendar days grace period to withdraw funds without penalty. Penalty may be imposed for early withdrawal. Balance may be used to waive monthly service charges for a Frost consumer checking account (Frost Personal Account, Frost Plus Account, or Frost Premium Account).

Offer: 90 Day CD. Minimum deposit $1,000. Penalty may be imposed for early withdrawal.

Requirements

Product: Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield. Monthly Compounding and Crediting Average Daily Balance Dividend Method.

Offer: $1000.00 Minimum To Earn. Certificate yields assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce the yield. Monthly Compounding and Crediting Average Daily Balance Dividend Method.

Requirements

Product: CD will mature after term and will be paid rate until maturity. An early withdrawal penalty equal to 90 days of interest may be imposed. CDs opened or renewed with balances less than minimum opening deposit earn an interest rate and APY of 0.01%.

Requirements

Product: A minimum $500 deposit is required. Early withdrawal penalty is 180 days of dividends (earned or unearned) and may reduce principal earnings.

Offer: Penalty of 180 days of dividends applies to withdrawals. Rates subject to change at any time.

Requirements

Product: Must have an S1 savings account with a minimum of $5. Minimum amount to open and maintain is $250. Unlimited deposits allowed. Two penalty-free withdrawals permitted during the 12-month term maintaining $250 balance.

Offer: Compounded monthly. Must maintain $250 minimum balance. Two penalty-free withdrawals allowed per 12-month term; penalty of 90 days dividends for excessive early withdrawals. Automatically renews for same term at current Flex CD rate.

Requirements

Product: A minimum deposit of $1,000.00 is required to open a Term Share Account. Terms available: 6 month, 12 month, 18 month, 24 month, 36 month, 48 month (also 9 month offered on rate schedule). Penalty for early withdrawal is equal to 90 days dividends for terms of 2 years or less, 120 days dividends for terms of 3 years or more. Additional deposits not allowed. Automatically renewable upon maturity. Dividends: Members Choice - paid quarterly added to CD principal balance or monthly added to S/D or R/S balance.

Offer: Compounded quarterly. Early withdrawal penalty applies.

Requirements

Offer: Penalty for early withdrawal: 90 days

Requirements

Product: A penalty may be imposed for early withdrawal prior to maturity. Minimum deposit to open and minimum balance required to obtain disclosed APY vary by balance tier.

Offer: Must maintain a minimum balance of $1,000 to obtain the disclosed APY. A penalty may be imposed for early withdrawal.

Requirements

Product: $1,000 minimum is required to open account. A fee will be imposed for early withdrawal from CDs. Fees could reduce the earnings on the account. For CDs with maturities of 7 days through 364 days, interest is paid at the end of the term. For CDs with maturities of 1 year or greater, interest is paid quarterly and can be paid out or capitalized based on customer's discretion. Interest payments requested on a basis more frequent than quarterly will have a reduced APY. Posted APY may vary depending on term chosen.

Requirements

Product: Early withdrawal from certificates will be subject to a penalty of 1/2 of dividends earned. Members should call the credit union to verify rates.

Requirements

Product: Rate includes a 0.10% (10 basis points) Justice National Account (JNA) or Beyond the Badge Checking Account relationship rate increase on new and renewed certificate accounts. Certificate rate increase effective by end of day on date of opening or renewal. Accounts must be under the same Member Number. Relationship rate will be reduced to original dividend rate for remainder of term if checking account is closed. Penalty for early withdrawal: 90 days of dividends for terms of 12 months or less; 180 days of dividends for terms of 13 months or more.

Offer: Relationship rate includes 0.10% boost.

Requirements

Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.

Offer: Rewards APY requires two qualifying relationships.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Must be funded completely with new deposits (funds not currently on deposit with Chartway Credit Union). Minimum $500 to open ($100 if under 18 years old). One withdrawal without penalty once account open for at least 7 days; additional withdrawals subject to 90 days' dividends early withdrawal penalty. Renews at current 12-month No Penalty certificate rate. Share Certificate only.

Offer: New deposits only. One penalty-free withdrawal after 7 days; additional withdrawals incur 90 days' dividend penalty. $500 minimum ($100 if under 18). Renews at current 12-month No Penalty certificate rate. Share Certificate only.

Requirements

Product: Fixed dividend rate for the term. Early withdrawal penalty applies. Dividends compounded quarterly. If account is closed before dividends are paid, accrued dividends will not be received.

Offer: Dividends compounded quarterly.