Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–112 results in South Carolina
- 0.75%APY$227 over 36 months on $10,000
Requirements
Product: Dividends paid quarterly. Minimum deposit $500 to open. Certificate rates may be updated without notice.
Effective Jul 1, 2022
Rate checked
More details - 0.70%APY$212 over 36 months on $10,000
Requirements
Product: Rates and other terms are subject to change at any time without prior notice. All dividends are calculated by daily balance method and paid quarterly. A penalty is imposed for early withdrawal. Dividends are compounded and credited quarterly. Accounts are insured up to $250,000.00 by the NCUA.
0.70% interest rate
Rate checked
More details - Mid Carolina Credit UnionCertificate AccountCD · 36 months · $1,000 min · 0.55%–0.65% by balance
Credit union · 4 branches
0.55%APY$166 over 36 months on $10,000Requirements
Product: Dividends paid monthly. Step-up feature. Federally insured up to $250,000. Early withdrawal penalty applies. Minimum balance of $1,000.
Offer: Penalty for early withdrawal
0.55% interest rate · Effective Aug 26, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $1,000 – $50,000Your amount 0.55% $50,000 – $99,900 0.60% $99,900 and up 0.65% Rate checked
More details - 0.50%APY$25 over 6 months on $10,000
Requirements
Product: Fixed rate. Dividends compounded quarterly, credited quarterly. Dividend period: Account's Term. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
Offer: Fixed rate. Dividends compounded quarterly, credited quarterly. Additional deposits not allowed. Withdrawals not allowed. Automatically renewable.
0.50% interest rate · Compounded quarterly · Effective Aug 16, 2022
Rate checked
More details - 0.10%APY$5 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.
Offer: Penalty for early withdrawal.
Compounded annually · Effective Apr 1, 2024
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Carolina
718 CDs at 76 banks and credit unions · checked Oct 15–22
- Typical
- 2.79%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 3.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches