Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 376–389 results in Ohio
- 0.25%APY$48 over 23 months on $10,000with conditions
Requirements
Product: Requires a monthly deposit of at least $25 from an Old Fort Bank account. Not available for IRA accounts. Penalty will be imposed for early withdrawal.
Offer: 23 Months Investment Saver. Compounded quarterly. Requires monthly deposit of at least $25 from an Old Fort Bank account.
Qualified rate · 0.25% interest rate · Compounded quarterly · Effective Oct 13, 2026
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.20%APY$10 over 6 months on $10,000
Requirements
Product: *$500.00 Minimum deposit to open. Early withdrawal penalties may apply.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$10 over 6 months on $10,000with conditions
Requirements
Product: Requires automatic deposits from a First Federal Lakewood checking account. At least one electronic deposit per month, $25 minimum, is required. Practical 6-month term with automatic renewal when the account matures. Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Requires at least one electronic deposit per month ($25 minimum) from a First Federal Lakewood checking account. Automatic renewal at maturity. Early withdrawal penalties may apply. Fees could reduce earnings.
Qualified rate · 0.20% interest rate
Rate checked
More details - 0.20%APY$100 over 60 months on $10,000
Requirements
Product: Fixed interest rate for the term of certificate. For personal and business accounts under $100,000 only. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: In branch only rate for Zip Code 15701. Fixed rate. For personal and business accounts under $100,000 only. Not valid for institutional investors. Substantial interest penalty for early withdrawal. Fees may reduce earnings.
0.20% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.15%APY$7 over 6 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$2 over 3 months on $10,000
Requirements
Product: *$500.00 Minimum deposit to open. Early withdrawal penalties may apply.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$2 over 3 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings.
Offer: Early withdrawal penalties may apply. Fees could reduce earnings.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Cincinnati Interagency Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · 1 branch
0.10%APY$5 over 6 months on $10,000Requirements
Product: Golden Club members receive a 0.05% incentive bonus for all term certificates. Early withdrawal penalty is 90 days of dividends.
Offer: Golden Club members receive an additional 0.05% bonus.
0.10% interest rate · Effective Feb 3, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$6 over 15 months on $10,000
Requirements
Product: If rates rise, option to bump up to a higher rate once during the term. Penalty for early withdrawal. Minimum opening deposit $2,500.
Effective Sep 17, 2026
Rate checked
More details - 0.03%APY$1 over 3 months on $10,000
Requirements
Product: No withdrawals permitted for first 7 days after opening. After 7 days, principal withdrawal permitted without penalty. Minimum opening balance $2,500.
Effective Sep 17, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$1 over 6 months on $10,000
0.02% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,469 CDs at 266 banks and credit unions · checked Oct 22–23
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 40 branches