Credit union · NCUA insured
Cincinnati Interagency Federal Credit Union CD Rates
Cincinnati Interagency Federal Credit Union’s best CD rate is 0.10% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Cincinnati Interagency Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Cincinnati Interagency Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cincinnati Interagency Federal Credit Union
0.10%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $5
Share Certificates
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
Cincinnati Interagency Federal Credit Union CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.10%
- 31–60 months31–60 mo0.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cincinnati Interagency Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
0.10%APY · 5 terms
Golden Club members receive a 0.05% incentive bonus for all term certificates. Early withdrawal penalty is 90 days of dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsGolden Club members receive an additional 0.05% bonus | 0.10% | $5 |
| 12 monthsGolden Club members receive an additional 0.05% bonus | 0.10% | $10 |
| 24 monthsGolden Club members receive an additional 0.05% bonus | 0.10% | $20 |
| 36 monthsGolden Club members receive an additional 0.05% bonus | 0.10% | $30 |
| 60 monthsGolden Club members receive an additional 0.05% bonus | 0.10% | $50 |
Who can join Cincinnati Interagency Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Family and household
- Family members of employees and contractors of the United States Environmental Protection Agency and the National Institute for Occupational Safety and Health in Cincinnati, Ohio are eligible for membership.
Cost to join
- Membership requires an investment of $5.00 in a share account.
Membership information collected October 5, 2026.