Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 331–345 results in Ohio
- Clearview Federal Credit UnionFlex Savings CertificateCD · 12 months · $100 min
Credit union · 1 branch
1.85%APY$185 over 1 year on $10,000Requirements
Product: One-year certificate that lets you keep adding to your savings over time. Add $25 or more to the certificate at any time. Features a bonus rate of 0.10% over the current 12-month certificate rate.
Offer: Bonus rate of 0.10% over current 12-month certificate rate. Add $25 or more at any time.
1.84% interest rate · Effective Oct 16, 2026
Rate checked
More details - Home National BankCertificate of DepositCD · 60 months · $500 min · 1.85%–1.92% by balance
Bank · 3 branches
1.85%APY$960 over 60 months on $10,000Requirements
Product: Minimum balance requirement to obtain APY. You must maintain the required minimum balance shown each day in the account to obtain the disclosed annual percentage yield (APY) and to avoid the imposition of a fee. For CD/IRA products a penalty is imposed for early withdrawals and may reduce your earnings.
Offer: Tier 60 Month
1.83% interest rate · Effective Mar 20, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 1.85% $100,000 and up 1.92% Rate checked
More details - 1.70%APY$170 over 1 year on $10,000with conditions
Requirements
Product: Early withdrawal penalty may apply. Rates may change after account is opened. Pairing with Ultra Checking account unlocks a 0.10% APY bonus rate.
Offer: Bonus rate of 0.10% APY when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
Qualified rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 1.61%APY$161 over 1 year on $10,000
Requirements
Product: Dividends compounded daily and credited at maturity. Additional deposits allowed with no limit. Early withdrawal before maturity results in account closure and forfeiture of all dividends earned.
Offer: Dividends credited at maturity. Automatic renewal.
1.60% interest rate · Compounded daily · Effective Nov 10, 2025
Rate checked
More details - 1.56%APY$805 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.55% interest rate · Effective Oct 16, 2026
Rate checked
More details - The Commercial & Savings BankCertificates of Deposit (CD)CD · 60 months · $500 min
Bank · 16 branches
1.56%APY$805 over 60 months on $10,000Requirements
Product: Fixed rate CD terms from 30 days to 5 years. No monthly service fee. Interest compounds monthly. Penalty for early withdrawal may be imposed. 30-day Savers CD allows deposits at any time throughout the life of the account.
Offer: 5 Year CD. Early withdrawal penalty: 365 days interest on amount withdrawn.
1.55% interest rate
Rate checked
More details - 1.51%APY$75 over 6 months on $10,000
Requirements
Product: Compounded & credited monthly. Must set up ACH transfer of at least $25 per month from a checking account or outside savings account at account opening. Automatic renewal. 7 day grace period. Penalty for early withdrawal.
Offer: Compounded & credited monthly. Must set up ACH transfer of at least $25 per month from a checking account or outside savings account at account opening. Automatic renewal. 7 day grace period. Penalty for early withdrawal.
1.50% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.50%APY$470 over 37 months on $10,000intro rate
Requirements
Product: Available on new money only. Minimum deposit is $1,000. Allows you to increase your rate to the current standard rate once during your term. Bumps will be made to the rate available for the term closest to, but no greater than, the number of months remaining on the Bump-Up Certificate. Will roll over into S1 Share Savings account at maturity. Penalty will be imposed for early withdrawal.
Offer: Available on new money only. Minimum deposit is $1,000. One rate increase can be requested and performed during the life of the certificate to a current standard rate.
Promotional rate · 1.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: All certificates are automatically renewable. $2,500.00 minimum balance. The annual percentage yields assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: 5 Year CD. Minimum balance $2,500.00.
1.49% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed.
Effective Sep 24, 2026
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More details - 1.45%APY$593 over 48 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.45% interest rate · Effective Oct 16, 2026
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More details - 1.41%APY$429 over 36 months on $10,000
Requirements
Product: Dividends are paid quarterly. Rates are subject to change anytime.
Offer: Under $50.000
1.40% interest rate · Balance cap $50,000
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More details - 1.35%APY$410 over 36 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.35% interest rate · Effective Oct 16, 2026
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More details - 1.25%APY$252 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.25% interest rate · Effective Oct 16, 2026
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More details - 1.20%APY$181 over 18 months on $10,000
Requirements
Product: Renewal term is 18 months for the 18-Month CD. Early withdrawal penalty applies.
Offer: Renewal term is 18 months. Early withdrawal penalty applies.
1.20% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch