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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 91–105 results in North Carolina

  1. Top Carrot, Carrot Score 87
    Summit Credit UnionRegular CertificateCD · 9 months · $500 min

    Credit union · 8 branches

    3.50%APY$261 over 9 months on $10,000intro rate
  2. REV Federal Credit UnionSavings Builder CertificateCD · 12 months · $0 min

    Credit union · 4 branches

    3.50%APY$350 over 1 year on $10,000
  3. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$1,877 over 60 months on $10,000
  4. Top Carrot, Carrot Score 89
    Mountain Credit Union48 Month CertificateCD · 48 months · $2,500 min

    Credit union · 7 branches

    3.49%APY$1,471 over 48 months on $10,000
  5. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionShare CertificatesCD · 60 months · $250 min

    Credit union · 1 branch

    3.45%APY$1,848 over 60 months on $10,000
  6. Sharonview Federal Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 10 branches

    3.40%APY$340 over 1 year on $10,000
  7. Top Carrot, Carrot Score 89
    Nucor Employee's Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.40%APY$340 over 1 year on $10,000
  8. Acclaim Federal Credit UnionSuper SaverCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.40%APY$1,055 over 36 months on $10,000
  9. Top Carrot, Carrot Score 89
    Mountain Credit Union60 Month CertificateCD · 60 months · $2,500 min

    Credit union · 7 branches

    3.40%APY$1,820 over 60 months on $10,000
  10. Top Carrot, Carrot Score 89
    Mountain Credit Union12 Month CertificateCD · 12 months · $2,500 min

    Credit union · 7 branches

    3.35%APY$335 over 1 year on $10,000
  11. BCUNo Penalty CDsCD · 7 months

    Credit union · 1 branch

    3.30%APY$191 over 7 months on $10,000with conditions
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 63 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  13. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionMonthly Income Share Certificate Account (MISCA)CD · 24 months · $10,000 min

    Credit union · 1 branch

    3.30%APY$671 over 24 months on $10,000
  14. Piedmont Advantage Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 6 branches

    3.30%APY$1,023 over 36 months on $10,000
  15. Top Carrot, Carrot Score 94
    Nova Credit UnionCertificate AccountCD · 24 months · $500 min

    Credit union · 5 branches

    3.29%APY$669 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Carolina

891 CDs at 94 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.07%
Banks, typical
1.50%
Credit unions, typical
3.40%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate