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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in North Carolina

  1. Top Carrot, Carrot Score 91
    Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 15 months · $500 min

    Credit union · 6 branches

    4.30%APY$540 over 15 months on $10,000
  2. Civic Federal Credit UnionChoice CertificateCD · 17 months · $250 min

    Credit union · 11 branches

    4.30%APY$615 over 17 months on $10,000with conditions
  3. Top Carrot, Carrot Score 94
    State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 18 months · $250 min

    Credit union · 275 branches

    4.30%APY$652 over 18 months on $10,000
  4. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 90 branches

    4.25%APY$317 over 9 months on $10,000
  5. Lumbee Guaranty Bank10-Month High-Yield CDCD · 10 months · $2,500 min

    Bank · 13 branches

    4.25%APY$353 over 10 months on $10,000with conditions
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 198 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. Top Carrot, Carrot Score 87
    HealthShare Credit UnionShare Certificate SpecialsCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  8. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 100 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  9. Lumbee Guaranty BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 13 branches

    4.25%APY$461 over 13 months on $10,000with conditions
  10. Top Carrot, Carrot Score 87
    Proponent Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 4.20%–4.30% by balance

    Credit union · 1 branch

    4.25%APY$868 over 24 months on $10,000
  11. Piedmont Federal BankCertificate of DepositCD · 25 months · $500 min

    Bank · 10 branches

    4.25%APY$906 over 25 months on $10,000intro rate
  12. Providence BankCD SpecialsCD · 25 months · $1,000 min

    Bank · 10 branches

    4.20%APY$895 over 25 months on $10,000
  13. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · 24 branches

    4.18%APY$1,307 over 36 months on $10,000
  14. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · 24 branches

    4.18%APY$1,307 over 36 months on $10,000
  15. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 24 branches

    4.18%APY$1,307 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Carolina

891 CDs at 94 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.07%
Banks, typical
1.50%
Credit unions, typical
3.40%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate