Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 211–225 results in Minnesota
- Northview Bank12 Month Certificate of DepositCD · 12 months · $1,000 min · 3.25%–3.39% by balance
Bank · 12 branches
3.25%APY$325 over 1 year on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
3.21% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 12 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 3.25% $11,000 – $52,000 3.39% $52,000 – $96,000 3.39% $96,000 and up 3.39% Rate checked
More details - 3.25%APY$380 over 14 months on $10,000
Requirements
Product: Maximum per membership deposit of $250,000. Do not automatically renew at maturity; funds transfer to primary share savings account 000 at maturity. Call WFCU to open.
Offer: Dividends paid quarterly. Does not automatically renew at maturity; funds transfer to primary share savings account 000 at maturity. Call WFCU to open.
Effective Apr 1, 2026
Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Interest compounds and is paid quarterly. Certificates over $25,000 add .05% to the rate.
Offer: Certificates over $25,000 add .05% to the rate. Early withdrawal penalty is the lesser of 180 days’ interest or the interest earned.
3.21% interest rate · Effective Sep 15, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.24%APY$161 over 6 months on $10,000
Requirements
Product: $500 minimum deposit to open. No setup or maintenance fees. Penalties for early withdrawal: 1 year or less is 90 days of interest; over 12 months is 180 days of interest. Withdrawal of interest prior to maturity reduces earnings.
Offer: Early withdrawal penalties apply (90 days of interest for 1 year or less). APY assumes interest remains on deposit until maturity.
3.20% interest rate
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.14%APY$1,316 over 48 months on $10,000
Requirements
Product: Minimum opening deposit is $500.00. Stated APY applies to the entire balance of the Certificate.
Offer: Early withdrawal penalty may be the loss of 12 months interest.
3.10% interest rate · Effective Aug 25, 2026
Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details - 3.07%APY$152 over 6 months on $10,000
Requirements
Product: Available online only; not available to open in branch.
Offer: Open online only.
3.05% interest rate
Rate checked
More details - 3.07%APY$178 over 7 months on $10,000intro rate
Requirements
Product: In-branch exclusive specials; terms from 1 month to 5 years available. No setup or maintenance fees.
Offer: Classic 7 Month CD Special; in-branch exclusive.
Promotional rate · 3.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.07%APY$464 over 18 months on $10,000
Requirements
Product: No monthly maintenance or setup fees. Deposits federally insured by NCUA.
Offer: Interest rate and APY are variable and based on an Index; interest compounded monthly; not available to Business Accounts.
3.03% interest rate · Compounded monthly
Rate checked
More details - Cornerstone State Bank36 - 48 Month C.D.CD · 36–48 months · $500 min · 3.07%–3.33% by balance
Bank · 7 branches
3.07%APYwith conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 36 - 48 Month C.D. Balance APY Up to $25,000Your amount 3.07% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - Cornerstone State Bank60 - Month C.D.CD · 60 months · $500 min · 3.07%–3.33% by balance
Bank · 7 branches
3.07%APY$1,632 over 60 months on $10,000with conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.05% interest rate
Rate by balance
Rate by balance for 60 - Month C.D. Balance APY Up to $25,000Your amount 3.07% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - Pipefitters Steamfitters Credit UnionCertificate SpecialsCD · 60 months · $10,000 min
Credit union · 2 branches
3.04%APY$1,616 over 60 months on $10,000 - Northview Bank18 Month Certificate of DepositCD · 18 months · $1,000 min · 3.03%–3.29% by balance
Bank · 12 branches
3.03%APY$458 over 18 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method.
Offer: A penalty may be imposed for early withdrawal.
3.00% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for 18 Month Certificate of Deposit Balance APY $1,000 – $11,000Your amount 3.03% $11,000 – $52,000 3.29% $52,000 – $96,000 3.29% $96,000 and up 3.29% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Minnesota
1,646 CDs at 187 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.15%
- Banks, typical
- 3.25%
- Credit unions, typical
- 3.40%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch