Bank · FDIC insured
Center National Bank CD Rates
Center National Bank’s best CD rate is 3.24% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Center National Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Center National Bank has the most branches. $10,000, best rate first.
This bank’s best
Center National Bank
3.24%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $161
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Center National Bank CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo3.24%
- 9–15 months9–15 mo2.99%
- 16–30 months16–30 mo1.25%
- 31–60 months31–60 mo1.25%
- QualifiedQualified3.24%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Center National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.24%APY · 7 terms
$500 minimum deposit to open. No setup or maintenance fees. Penalties for early withdrawal: 1 year or less is 90 days of interest; over 12 months is 180 days of interest. Withdrawal of interest prior to maturity reduces earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalties apply (90 days of interest for 1 year or less). APY assumes interest remains on deposit until maturity | 3.24% | $161 |
| 12 monthsEarly withdrawal penalties apply (90 days of interest for 1 year or less). APY assumes interest remains on deposit until maturity | 2.99% | $299 |
| 18 monthsEarly withdrawal penalties apply (180 days of interest for over 12 months). APY assumes interest remains on deposit until maturity | 1.25% | $188 |
| 24 monthsEarly withdrawal penalties apply (180 days of interest for over 12 months). APY assumes interest remains on deposit until maturity | 1.25% | $252 |
| 36 monthsEarly withdrawal penalties apply (180 days of interest for over 12 months). APY assumes interest remains on deposit until maturity | 1.25% | $380 |
| 48 monthsEarly withdrawal penalties apply (180 days of interest for over 12 months). APY assumes interest remains on deposit until maturity | 1.25% | $509 |
| 60 monthsEarly withdrawal penalties apply (180 days of interest for over 12 months). APY assumes interest remains on deposit until maturity | 1.25% | $641 |
Sources (2)
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.