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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 121–135 results in Maryland

  1. Top Carrot, Carrot Score 89
    Cedar Point Federal Credit UnionEasy Builder Short Term Certificate AccountCD · 6 months · $50 min

    Credit union · 6 branches

    3.44%APY$171 over 6 months on $10,000
  2. Top Carrot, Carrot Score 89
    Cedar Point Federal Credit UnionShort Term Certificate AccountCD · 6 months · $1,000 min

    Credit union · 6 branches

    3.44%APY$171 over 6 months on $10,000
  3. Top Carrot, Carrot Score 94
    APG Federal Credit UnionMember Rewards Silver CertificateCD · 48 months · $100 min

    Credit union · 18 branches

    3.43%APY$1,444 over 48 months on $10,000
  4. Fulton BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · 20 branches

    3.35%APY$250 over 9 months on $10,000
  5. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 56 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  6. Destinations Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000
  7. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionMonthly Income Share Certificate Account (MISCA)CD · 24 months · $10,000 min

    Credit union · 1 branch

    3.30%APY$671 over 24 months on $10,000
  8. Prince George's Community Federal Credit UnionPot of Gold CertificateCD · 60 months · $0 min · 1.77%–3.30% by balance

    Credit union · 4 branches

    3.30%APY$1,763 over 60 months on $10,000
  9. AmeriServ BankCertificates Of DepositCD · 18 months · $1,000 min

    Bank · 1 branch

    3.26%APY$493 over 18 months on $10,000
  10. Taylor BankCertificate of DepositCD · 6 months · $1,000 min

    Bank · 8 branches

    3.25%APY$161 over 6 months on $10,000
  11. Top Carrot, Carrot Score 87
    USPS Federal Credit UnionMoney Market Add-On CertificateCD · 6 months · $5,000 min

    Credit union · 1 branch

    3.25%APY$161 over 6 months on $10,000
  12. Top Carrot, Carrot Score 94
    APG Federal Credit UnionStep Up Savings CertificateCD · 25 months · $100 min

    Credit union · 18 branches

    3.25%APY$689 over 25 months on $10,000intro rate
  13. Presidential Bank3 Year CDCD · 36 months · $1,000 min

    Bank · 3 branches

    3.25%APY$1,007 over 36 months on $10,000
  14. Prince George's Community Federal Credit UnionBump-Up Share CertificateCD · 36 months · $1,000 min

    Credit union · 4 branches

    3.20%APY$991 over 36 months on $10,000
  15. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 114 branches

    3.15%APY$315 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maryland

1,074 CDs at 98 banks and credit unions · checked Oct 16–22

Typical
3.19%
Top 10% from
4.09%
Banks, typical
2.02%
Credit unions, typical
3.55%

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Maryland

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 13 branches
  2. Tower Federal Credit UnionCredit union · 17 branches
  3. EagleBankBank · 7 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate