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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Maryland

  1. First Financial Federal Credit UnionCertificate Specials – ShareCD · 9 months · $5,000 min

    Credit union · 10 branches

    4.35%APY$325 over 9 months on $10,000intro rate
  2. First Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 10 branches

    4.35%APY$435 over 1 year on $10,000with conditions
  3. Top Carrot, Carrot Score 89
    FedFinancial Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.31%APY$2,349 over 60 months on $10,000
  4. Top Carrot, Carrot Score 94
    APG Federal Credit UnionSavings CertificateCD · 9 months · $100 min

    Credit union · 18 branches

    4.30%APY$321 over 9 months on $10,000
  5. Northwest Federal Credit UnionCommunity 5 Month CertificateCD · 5 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$175 over 5 months on $10,000intro rate
  6. Police Federal Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 1 branch

    4.25%APY$281 over 8 months on $10,000intro rate
  7. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 8 branches

    4.25%APY$317 over 9 months on $10,000
  8. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 69 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  9. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 11 branches

    4.25%APY$425 over 1 year on $10,000
  10. NIHFCUCertificateCD · 12 months · $500 min · 4.25%–4.75% by balance

    Credit union · 6 branches

    4.25%APY$425 over 1 year on $10,000
  11. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 113 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  12. Spectra Credit Union14-Month Certificate SpecialCD · 14 months · $500 min

    Credit union · 1 branch

    4.25%APY$498 over 14 months on $10,000intro rate
  13. Top Carrot, Carrot Score 88
    APL Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · 3 branches

    4.25%APY$868 over 24 months on $10,000
  14. Top Carrot, Carrot Score 87
    First Shore FederalRegular CDCD · 36 months · $500 min

    Bank · 5 branches

    4.25%APY$1,330 over 36 months on $10,000
  15. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.24%APY$424 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Maryland

1,074 CDs at 98 banks and credit unions · checked Oct 16–22

Typical
3.19%
Top 10% from
4.09%
Banks, typical
2.02%
Credit unions, typical
3.55%

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Maryland

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 13 branches
  2. Tower Federal Credit UnionCredit union · 17 branches
  3. EagleBankBank · 7 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate