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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 271–285 results in Florida

  1. Members First CU of FloridaAdd-On CertificateCD · 12 months · $0 min

    Credit union · 7 branches

    2.50%APY$250 over 1 year on $10,000
  2. Members First CU of FloridaCertificate of DepositCD · 12 months · $500 min

    Credit union · 7 branches

    2.50%APY$250 over 1 year on $10,000
  3. INBPremier CD (Rising Rate Y)CD · 48 months · $1,000 min

    Bank · 1 branch

    2.12%APY$875 over 48 months on $10,000with conditions
  4. Top Carrot, Carrot Score 93
    Jax Fire Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    2.02%APY$1,051 over 60 months on $10,000
  5. People's Alliance Federal Credit UnionLucky SaversCD · 12 months

    Credit union · 1 branch

    1.99%APY$199 over 1 year on $10,000
  6. People's Alliance Federal Credit UnionBuilding Share Certificate AccountCD · 12 months

    Credit union · 1 branch

    1.99%APY$199 over 1 year on $10,000
  7. People's Alliance Federal Credit UnionEducation Share CertificateCD · 12 months

    Credit union · 1 branch

    1.99%APY$199 over 1 year on $10,000
  8. INBCD (Rising Rate Z)CD · 48 months · $1,000 min

    Bank · 1 branch

    1.85%APY$761 over 48 months on $10,000intro rate
  9. INBCDCD · 60 months · $1,000 min · 1.85%–1.95% by balance

    Bank · 1 branch

    1.85%APY$960 over 60 months on $10,000
  10. INBCD (5 year)CD · 60 months · $1,000 min · 1.85%–1.95% by balance

    Bank · 1 branch

    1.85%APY$960 over 60 months on $10,000
  11. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 453 branches

    1.76%APYwith conditions
  12. INBCD (42 Mos)CD · 42 months · $1,000 min · 1.65%–1.75% by balance

    Bank · 1 branch

    1.65%APY$590 over 42 months on $10,000
  13. INBPremier CD (Rising Rate C)CD · 24 months · $1,000 min

    Bank · 1 branch

    1.53%APY$308 over 24 months on $10,000with conditions
  14. Ocean Bank8-Month Certificate of DepositCD · 8 months

    Bank · 25 branches

    1.50%APY$100 over 8 months on $10,000
  15. Bank of PensacolaCertificate of Deposit (CD)CD · 12 months · $500 min

    Bank · 2 branches

    1.50%APY$150 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Florida

1,742 CDs at 190 banks and credit unions · checked Oct 16–23

Typical
3.30%
Top 10% from
4.10%
Banks, typical
2.28%
Credit unions, typical
3.40%

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Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Climate First BankBank · 4 branches
  3. Oxford Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate