Bank · FDIC insured
Bank of Pensacola CD Rates
Bank of Pensacola’s best CD rate is 1.50% APY on a 1-year CD. Terms run from 3 months to 1 year. Rates checked October 15, 2026.
How Bank of Pensacola’s CD rates compare
Compared with banks and credit unions near Pensacola, FL, where Bank of Pensacola has the most branches. $10,000, best rate first.
This bank’s best
Bank of Pensacola
1.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $150
Certificate of Deposit (CD)
Top rate
United Bank
4.35%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $660
2nd-highest rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 1.50%APY · 3 terms
Interest is compounded monthly and begins to accrue on the business day the Certificate is opened. Interest is paid monthly on the date of account opening (by check, added back to the CD, or deposited to a deposit account). Early withdrawal penalty is equal to 30 days' interest on the amount withdrawn.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.25% | $6 |
| 6 months | 0.30% | $15 |
| 12 months | 1.50% | $150 |
Sources (2)
All captured Oct 15, 2026
Opening an account
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