Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 61–75 results in Arkansas
- Alcoa Community Federal Credit UnionShare CertificatesCD · 24 months · $2,500 min
Credit union · 2 branches
3.35%APY$681 over 24 months on $10,000Requirements
Product: Fixed rate. Certificate does not automatically renew. A penalty may be imposed for early withdrawal.
Offer: Fixed rate, quarterly dividends. Dividends may compound, may receive quarterly dividend check or have dividends posted to savings or checking. Does not automatically renew.
Rate checked
More details - 3.34%APY$249 over 9 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.30% interest rate · Effective Aug 9, 2023
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$499 over 18 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.25% interest rate · Effective Aug 9, 2023
Rate checked
More details - River Valley Community Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 3.28%–3.54% by balance
Credit union · 2 branches
3.28%APY$328 over 1 year on $10,000Requirements
Product: Fixed dividend rate for the term of the certificate. Automatic renewal at maturity unless previously notified. NCUA insured.
3.23% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.28% $50,000 and upJumbo certificate 3.54% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: $500 minimum required to open. Fixed dividend rate for the term. Dividends compounded and credited quarterly. Penalty imposed for early withdrawal. Closing share account before dividend payment forfeits accrued dividends.
Effective May 1, 2025
Rate checked
More details - First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance
Bank · 17 branches
3.25%APY$353 over 13 months on $10,000Requirements
Product: 13-month CDs will automatically renew into a 12-month CD.
Offer: Automatically renews into a 12-month CD at maturity. Early withdrawal penalties apply.
3.21% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for 13 Month Fixed Rate CD Balance APY $10,000 – $50,000Your amount 3.25% $50,000 – $100,000 3.75% $100,000 and up 4.00% Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Share Certificates compound monthly and are subject to an early withdrawal penalty. Minimum opening balance of $500.
Offer: Requires a minimum balance of $500 to open. Compounds monthly. Subject to early withdrawal penalty.
Effective Jul 16, 2026
Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.04%APY$304 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties may apply. Rates are subject to change. Fixed dividend rate. Rates effective as of February 19, 2026.
3.00% interest rate · Effective Feb 19, 2026
Rate checked
More details - 3.00%APY$174 over 7 months on $10,000
Requirements
Product: No monthly fee. Withdraw your money at any time and pay no penalties.
Offer: 7 Month No Penalty; $1,000 opening deposit required / $250,000 max; under $100,000 and $100,000 or more tiers earn 3.00% APY.
2.97% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Arkansas
549 CDs at 65 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 4.08%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches