Credit union · NCUA insured
River Valley Community Federal Credit Union CD Rates
River Valley Community Federal Credit Union’s best CD rate is 3.54% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How River Valley Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near El Dorado, AR, where River Valley Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
River Valley Community Federal Credit Union
3.28%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $328
Share Certificates
Top rate
Red River Credit Union
4.33%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $214
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
River Valley Community Federal Credit Union CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo3.27%
- 9–15 months9–15 mo3.28%
- 16–30 months16–30 mo3.19%
- 31–60 months31–60 mo3.18%
- QualifiedQualified3.28%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where River Valley Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.28%APY · 5 terms
Fixed dividend rate for the term of the certificate. Automatic renewal at maturity unless previously notified. NCUA insured.
| Term | APY · $1,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.21% | — | 3.21% | $79 |
| 6 months | 3.27% | — | 3.27% | $162 |
| 12 months | 3.28% | — | 3.28% | $328 |
| 12 monthsJumbo certificate | — | 3.54% | —3.54% from $50k | — |
| 24 months | 3.19% | — | 3.19% | $648 |
| 24 monthsJumbo certificate | — | 3.44% | —3.44% from $50k | — |
| 36 months | 3.18% | — | 3.18% | $985 |
| 36 monthsJumbo certificate | — | 3.43% | —3.43% from $50k | — |
Sources (3)
All captured Sep 19, 2026
Who can join River Valley Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or have businesses in Ouachita, Calhoun, Columbia, or Dallas county are eligible for membership.
Family and household
- Family of persons who live, work, worship, or have businesses in Ouachita, Calhoun, Columbia, Union, or Dallas county can be members.
Membership information collected October 4, 2026.