Credit union · NCUA insured
Alcoa Community Federal Credit Union CD Rates
Top CarrotAlcoa Community Federal Credit Union’s best CD rate is 3.35% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Alcoa Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Little Rock, AR, where Alcoa Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alcoa Community Federal Credit Union
3.35%APY
- Term
- 24 months
- Minimum
- $2,500
- Earns on $10,000
- $681
Share Certificates
Top rate
Hurricane Creek Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $450
2nd-highest rate
Arkansas Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Alcoa Community Federal Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo3.35%
- QualifiedQualified3.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alcoa Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.35%APY · 3 terms
Fixed rate. Certificate does not automatically renew. A penalty may be imposed for early withdrawal.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsFixed rate for the term of the Certificate, Certificate does not automatically renew. Dividends are paid at maturity for 6-month terms | 3.00% | — | 3.00% | $149 |
| 12 monthsFixed rate, quarterly dividends. Dividends may compound, may receive quarterly dividend check or have dividends posted to savings or checking. Does not automatically renew | — | 3.20% | 3.20% | $320 |
| 24 monthsFixed rate, quarterly dividends. Dividends may compound, may receive quarterly dividend check or have dividends posted to savings or checking. Does not automatically renew | — | 3.35% | 3.35% | $681 |
Sources (2)
All captured Sep 19, 2026
Who can join Alcoa Community Federal Credit Union
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