Credit union · NCUA insured
Alcoa Community Federal Credit Union
Top CarrotA $68.7M credit union headquartered in Benton, AR, with 6,065 members and 2 branches in Arkansas. Best rates: CDs 3.35% and savings 0.35% APY.
Alcoa Community Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#7 of 26 in Little Rock, AR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alcoa Community Federal Credit Union
Opened in 1957, Alcoa Community Federal Credit Union is headquartered in Benton, Arkansas, and serves 15 counties across Central Arkansas.
The credit union operates as a financial cooperative governed by a volunteer board of directors elected by its members.
- Headquarters
- 1125 Military RD, Benton, AR 72015-3574
- NCUA charter
- 11913
Branches
2 branches in Arkansas
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Arkansas
2 branches
- BentonMain office1125 Military RD, Benton, AR 72015Directions
- Sheridan Office519 S Rock St, Sheridan, AR 72150Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.52% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $89 | $59 | — |
- CapitalNet worth ratio7.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.52%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$89Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alcoa Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.