Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Alabama
- 3.65%APY$31 over 1.0333333333333334 months on $10,000
Requirements
Offer: Term is 31 Days. At time of maturity, the CD will auto renew to the corresponding rate at the time of renewal. Penalty for early withdrawal.
3.65% interest rate · Effective Mar 1, 2026
Rate checked
More details - TVA Community Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 10 branches
3.60%APY$360 over 1 year on $10,000Requirements
Product: Rates quoted are best available and subject to change without notice. Early withdrawal penalties apply.
Rate checked
More details - 3.55%APY$88 over 3 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 3-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.55%APY$88 over 3 months on $10,000
Requirements
Product: Renews every 3 months.
Offer: Renews every 3 months. $500 Minimum Deposit.
Effective Oct 21, 2026
Rate checked
More details - Alabama Central CUShare CertificatesCD · 12 months · $500 min · 3.55%–3.90% by balance
Credit union · 9 branches
3.55%APY$355 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited monthly. No setup or maintenance fees. Early withdrawals are subject to penalties. Can be used as collateral to secure loans.
3.49% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 3.55% $100,000 – $245,000 3.70% $245,000 – $1,000,000 3.80% $1,000,000 and up 3.90% Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 6-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch. Distinct from the limited-time 6-month promotional CD.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal of principal before maturity. Automatically renews for the same term at maturity unless instructed otherwise. Membership required. Dividends compound monthly.
Offer: Special rate
3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - Jefferson Credit UnionProsperity Certificate of DepositCD · 6 months · $500 min
Credit union · 4 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: Minimum balance to open and maintain certificate account; dividends paid monthly. Dividends on Prosperity Certificates of Deposit cap at $999,999.99. Rates are subject to change without notice.
Offer: Term 6 months; minimum $500 balance required to earn rate.
3.45% interest rate · Effective May 14, 2025
Rate checked
More details - Social Security Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: All members must open up a Share/Savings Account before being offered services. Early withdrawal penalty may apply. Dividend Rates are subject to change monthly. Interest received by compounding, monthly checks, or transfer to an SSCU account.
3.50% interest rate
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 12-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Early withdrawal penalties may be imposed, and the fee could reduce principal. If redeemed prior to original maturity date, penalty equivalent to 1 month interest may be applied. Fees could reduce earnings.
Offer: Early withdrawal penalty equivalent to 1 month interest may be applied if fully or partially redeemed prior to original maturity date. Fees could reduce earnings.
Balance cap $1,000,000 · Effective Oct 2, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Product: Grace Period: 10 days with option to renew at rate as of maturity date or rate on day renewed. Share Certificates require a minimum deposit of $500.00. A penalty may be imposed for early withdrawal. Rates are subject to change at any time.
3.50% interest rate
Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.45%APY$522 over 18 months on $10,000
Requirements
Product: Fixed-rate CD. APY is locked for the 18-month term. Additional deposits not allowed after opening. Early withdrawal penalties may apply. Adults over 18 are eligible. Fund up to $500,000 online and up to $1,000,000 in a branch.
Offer: $500 minimum opening balance and $500 minimum daily balance required to obtain the advertised APY.
Effective Oct 22, 2026
Rate checked
More details - Four Seasons Federal Credit UnionStandard CertificatesCD · 60 months · $500 min
Credit union · 2 branches
3.44%APY$1,842 over 60 months on $10,000Requirements
Product: Member eligibility required to join. Share Certificate accounts subject to early withdrawal penalties. Fees could reduce earnings on the account.
Offer: Minimum balance to open and earn dividends is $500.
3.40% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Alabama
830 CDs at 91 banks and credit unions · checked Oct 16–22
- Typical
- 3.29%
- Top 10% from
- 4.06%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.46%
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Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches