Credit union · NCUA insured
Four Seasons Federal Credit Union CD Rates
Four Seasons Federal Credit Union’s best CD rate is 3.44% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Four Seasons Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Auburn, AL, where Four Seasons Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Four Seasons Federal Credit Union
3.44%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,842
Standard Certificates
Top rate
Auburn University Credit Union
4.50%APY
- Term
- 42–47 months
- Minimum
- $2,500
- Earns on $10,000
- —
2nd-highest rate
MAX Credit Union
4.32%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $543
Four Seasons Federal Credit Union CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo2.42%
- 9–15 months9–15 mo2.47%
- 16–30 months16–30 mo2.98%
- 31–60 months31–60 mo3.44%
- QualifiedQualified3.44%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Four Seasons Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Standard Certificates
Up to 3.44%APY · 7 terms
Member eligibility required to join. Share Certificate accounts subject to early withdrawal penalties. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to open and earn dividends is $500 | 2.42% | $120 |
| 12 monthsMinimum balance to open and earn dividends is $500 | 2.47% | $247 |
| 18 monthsMinimum balance to open and earn dividends is $500 | 2.57% | $388 |
| 24 monthsMinimum balance to open and earn dividends is $500 | 2.98% | $605 |
| 36 monthsMinimum balance to open and earn dividends is $500 | 3.18% | $985 |
| 48 monthsMinimum balance to open and earn dividends is $500 | 3.34% | $1,404 |
| 60 monthsMinimum balance to open and earn dividends is $500 | 3.44% | $1,842 |
Sources (1)
- fourseasonsfcu.com/rates-certificate · captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 3.44%APY · 7 terms
Member eligibility required to join. IRA accounts subject to early withdrawal penalties. Available as Traditional and Roth IRA Certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to open and earn dividends is $500 | 2.42% | $120 |
| 12 monthsMinimum balance to open and earn dividends is $500 | 2.48% | $248 |
| 18 monthsMinimum balance to open and earn dividends is $500 | 2.57% | $388 |
| 24 monthsMinimum balance to open and earn dividends is $500 | 2.98% | $605 |
| 36 monthsMinimum balance to open and earn dividends is $500 | 3.18% | $985 |
| 48 monthsMinimum balance to open and earn dividends is $500 | 3.34% | $1,404 |
| 60 monthsMinimum balance to open and earn dividends is $500 | 3.44% | $1,842 |
Sources (2)
All captured Oct 5, 2026
Who can join Four Seasons Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who work, live, worship, or attend school in Lee County, AL are eligible for membership.
Membership information collected October 4, 2026.