Credit union · NCUA insured
TVA Community Credit Union CD Rates
TVA Community Credit Union’s best CD rate is 3.60% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How TVA Community Credit Union’s CD rates compare
Compared with banks and credit unions near Florence, AL, where TVA Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TVA Community Credit Union
3.60%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $360
Certificates of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
TVA Community Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.45%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TVA Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.60%APY · 9 terms
Rates quoted are best available and subject to change without notice. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.45% | $171 |
| 9 months | 3.55% | $265 |
| 12 months | 3.60% | $360 |
| 18 months | 3.30% | $499 |
| 24 months | 3.35% | $681 |
| 30 months | 3.00% | $767 |
| 36 months | 3.05% | $943 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.45% | $1,848 |
Sources (1)
- tvaccu.com/apply-today · captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.60%APY · 9 terms
Same as CD Rates. Includes Traditional and Roth IRA certificates. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.45% | $171 |
| 9 months | 3.55% | $265 |
| 12 months | 3.60% | $360 |
| 18 months | 3.30% | $499 |
| 24 months | 3.35% | $681 |
| 30 months | 3.00% | $767 |
| 36 months | 3.05% | $943 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.45% | $1,848 |
Sources (1)
- tvaccu.com/apply-today · captured Sep 19, 2026
Who can join TVA Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in the seven North Alabama counties of Colbert, Lauderdale, Limestone, Marshall, Morgan, Lawrence and Franklin.
Membership information collected October 4, 2026.