Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–27 results in Alaska
- 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Fixed rates and guaranteed returns. Dividends paid at monthly intervals and can be withdrawn before maturity without penalty (no dividends paid on amount withdrawn). Penalties apply for early withdrawal of principal. Early withdrawal penalties may apply.
Offer: Maximum balance of $50,000.00.
3.44% interest rate · Balance cap $50,000 · Effective Mar 20, 2024
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Rates for $100,000 and over may be quoted separately.
3.50% interest rate · Effective Jun 1, 2026
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More details - 3.34%APY$306 over 11 months on $10,000intro rate
Requirements
Product: Special offer: 11 Month Jump Up certificate of deposit.
Offer: Special offer: 11 Month Jump Up certificate of deposit.
Promotional rate · 3.30% interest rate · Effective Oct 13, 2026
Rate checked
More details - Tongass Federal Credit UnionSavings Builder CertificateCD · 1 month · $50 min
Credit union · 13 branches
3.04%APY$25 over 1 months on $10,000Requirements
Product: 1 month / 30 day maturity, renewable. $50 minimum to open, maximum balance $25,000. Allows frequent deposits with limited fund access. Dividends paid at maturity.
Offer: 1 month, renewable, $50 minimum to open, maximum $25,000. Penalty for early withdrawals.
3.00% interest rate · Balance cap $25,000 · Effective Jan 28, 2026
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More details - 3.04%APY$304 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Minimum opening deposit $500.
Offer: Term is 12 month; penalty for early withdrawal
3.00% interest rate · Effective Jan 28, 2026
Rate checked
More details - Alaska District Engineers Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
3.00%APY$300 over 1 year on $10,000Requirements
Product: Dividends are compounded and posted quarterly. Rates are subject to change without notice.
Offer: Dividends compounded and posted quarterly.
Rate checked
More details - 2.83%APY$283 over 1 year on $10,000
Requirements
Product: Guaranteed minimum rate/APY. Customer can increase rate one or two times, depending on term, if Northrim rates rise.
2.80% interest rate · Effective Oct 13, 2026
Rate checked
More details - True North Federal Credit UnionSummit Certificates - Dual StepCD · 24–29 months
Credit union · 3 branches
2.75%APYintro rateRequirements
Product: Bump-up option certificate: you may elect to increase the Dividend Rate twice during the term to the current Dividend Rate for Summit Share Certificates. Dividends Compounded and Credited Annually and at Maturity.
Offer: Term 24 Months (730 - 911 days). Two adjustments to current Summit offering rate available during term. Dividends Compounded and Credited Annually and at Maturity.
Promotional rate · 2.75% interest rate · Effective Oct 3, 2026
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More details - First Bank of AlaskaRate Exchange Time DepositsCD · 36 months · $500 min · 2.15%–2.25% by balance
Bank · 9 branches
2.15%APY$659 over 36 months on $10,000Requirements
Product: Provides one opportunity during the term to bump up if rates go up. No monthly service charge. Penalty for early withdrawal.
Offer: Term: 36 Month. One opportunity during term to bump up rate if rates go up. Penalty for early withdrawal.
2.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Rate Exchange Time Deposits Balance APY Up to $25,000Your amount 2.15% $25,000 – $100,000 2.20% $100,000 and up 2.25% Rate checked
More details - First Bank of AlaskaFixed Rate Time DepositsCD · 36–47 months · $500 min · 2.15%–2.25% by balance
Bank · 9 branches
2.15%APYRequirements
Product: No monthly service charge. Penalty for early withdrawal.
Offer: Term: 36 - 47 Months. Penalty for early withdrawal.
2.13% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Fixed Rate Time Deposits Balance APY Up to $25,000Your amount 2.15% $25,000 – $100,000 2.20% $100,000 and up 2.25% Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Tiered interest rates by dollar amount and duration. Minimum opening deposit $750. Early withdrawal penalty applies. Terms on amounts over $5,000,000 must be approved in advance. For terms 12 months or greater, interest must be compounded to the certificate or paid to a First National checking or savings account at least annually.
Offer: Term: 365 Days. To obtain the stated APY the Certificate of Deposit must be renewed and have interest paid to the CD at the end of the term.
2.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 35 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Alaska
158 CDs at 17 banks and credit unions · checked Oct 15–22
- Typical
- 2.63%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.80%
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Find your bank or credit union to see all its rates and how they compare near you.
Alaska
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Alaska Air Group Credit UnionCredit union · 1 branch
- Northern Skies Federal Credit UnionCredit union · 2 branches
- Spirit of Alaska Credit UnionCredit union · 4 branches