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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Bellingham, WA

  1. North Coast Credit UnionBuild a CDCD · 12 months · $25 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  2. WaFd Bank19 Month CD SpecialCD · 19 months · $1,000 min

    Bank · 2 branches

    3.50%APY$560 over 19 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    WestEdge Credit UnionShare CertificatesCD · 12 months · $2,000 min

    Credit union · 1 branch

    3.45%APY$345 over 1 year on $10,000
  4. Heritage BankFlex-Term CDsCD · 3–5 months · $2,500 min

    Bank · 2 branches

    3.40%APY
  5. Columbia BankCertificate of DepositCD · 6 months · $1,000 min

    Bank · 1 branch

    3.40%APY$169 over 6 months on $10,000
  6. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  7. Heritage BankCelebration CDCD · 13 months · $2,500 min

    Bank · 2 branches

    3.30%APY$358 over 13 months on $10,000
  8. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  9. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  10. WaFd BankFixed Rate Certificates of DepositCD · 6–11 months · $1,000 min

    Bank · 2 branches

    3.05%APY
  11. Industrial Credit UnionCertificatesCD · 12 months

    Credit union · 3 branches

    3.00%APY$300 over 1 year on $10,000
  12. WaFd Bank30 Month CD SpecialCD · 30 months · $1,000 min

    Bank · 2 branches

    2.95%APY$754 over 30 months on $10,000intro rate
  13. Harborstone Credit UnionFlexible CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    2.90%APY$290 over 1 year on $10,000
  14. Bank of the PacificConsumer Certificate of DepositCD · 9–12 months · $500 min · 2.79%–3.56% by balance

    Bank · 2 branches

    2.79%APY
  15. Top Carrot, Carrot Score 88
    First Fed BankFixed CD RatesCD · 12 months · $100 min

    Bank · 2 branches

    2.50%APY$250 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bellingham, WA

244 CDs at 18 banks and credit unions · checked Oct 6–22

Typical
1.51%
Top 10% from
3.56%
Banks, typical
0.50%
Credit unions, typical
3.00%

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Bellingham, WA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. WECUCredit union · 9 branches
  2. First Fed BankBank · 3 branches
  3. WestEdge Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate