Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Bellevue, WA
- Puget Sound Cooperative Credit UnionMount Rainier CertificateCD · 20 months · $1,000 min
Credit union · 1 branch
3.75%APY$633 over 20 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.60%APY$89 over 3 months on $10,000
Requirements
Product: Minimum opening deposit: $1,000. Term: 3 months to 60 months. Penalty for early withdrawal of principal. Fixed interest rate calculated daily and paid/credited monthly. 10 day grace period after maturity to withdraw funds without penalty. Renewal will be the same as original term at rate determined at renewal.
3.54% interest rate · Effective Feb 2, 2026
Rate checked
More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$269 over 9 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.54% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.56%APY$266 over 9 months on $10,000with conditions
Requirements
Product: Fixed interest rate for the term. Interest compounded daily. Variable terms from 3 to 60 months. Minors (age 12-17) eligible with parent/guardian (age 18+). 10-day grace period for penalty-free withdrawals upon automatic renewal.
Offer: CD Special. Earn up to 3.56% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity. On the first maturity date after promotion ends, changes to a standard 6-month fixed rate CD.
Qualified rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionBump-Up CertificateCD · 5 months · $1,000 min
Credit union · 1 branch
3.50%APY$144 over 5 months on $10,000intro rateRequirements
Product: Includes a one-time rate bump-up option. Additional funds of at least $500 can be added anytime during the term. $1,000 minimum opening deposit. Early withdrawal penalties apply.
Offer: One-time rate bump-up when chosen. Add funds anytime during the term (minimum $500 for additional funds).
Promotional rate · 3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionMount Adams CertificateCD · 10 months · $1,000 min
Credit union · 1 branch
3.50%APY$291 over 10 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Tech Federal Credit UnionTraditional Share CertificatesCD · 12 months · $500 min · 3.50%–3.75% by balance
Credit union · 2 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: No account set-up fees or maintenance fees. Fixed APY for the term. 10-day rate guarantee period.
3.44% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Traditional Share Certificates Balance APY Up to $100,000Your amount 3.50% $100,000 and upJumbo tier. 3.75% Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Requirements
Product: Offer only available to consumer accounts for a limited time only; business accounts are not eligible. Minimum balance $1,000. At maturity, unless directed otherwise during the 10-day grace period, the 13-month promotional certificate will renew into a standard 12-month certificate. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required.
Offer: Promotional rate. Renews into a standard 12-month certificate at maturity unless directed otherwise during 10-day grace period. Early withdrawal penalty may apply. Not eligible for Salal Rewards Points.
Promotional rate · 3.45% interest rate · Effective Sep 15, 2026
Rate checked
More details - 3.50%APY$560 over 19 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.44% interest rate · Effective Oct 14, 2026
Rate checked
More details - Puget Sound Cooperative Credit UnionPacific Northwest (PNW) CertificateCD · 36 months · $1,000 min
Credit union · 1 branch
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.40%APY
Requirements
Product: Additions allowed up to the original opening balance in minimum amounts of $500. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.34% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000
Requirements
Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.
Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.
3.35% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.30%APY$330 over 1 year on $10,000
Requirements
Product: Terms range from 6 to 84 months. Dividends compounded and credited monthly. Zero fees; early withdrawal penalties apply (90 days dividends for 6-60 months, 365 days for 84 months). Additional deposits only during 10-day grace period and maturity.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Bellevue, WA
292 CDs at 21 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 3.75%
- Banks, typical
- 1.02%
- Credit unions, typical
- 3.00%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch