Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Fredericksburg, VA
- 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: No IRAs or SCM accounts. Penalty may be imposed for early withdrawal. Renews as a 7-month CD at current board rate. Limited time offer.
Offer: No IRAs or SCM accounts. Limited time offer. Renews as a 7-month CD at the current board rate. Early withdrawal penalty may apply.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - Topside Federal Credit UnionPick-A-Term CertificateCD · 12 months · $100 min · 3.70%–3.80% by balance
Credit union · 1 branch
3.70%APY$370 over 1 year on $10,000Requirements
Product: Dividends paid at maturity for certificates less than 12 months; compounded and paid quarterly on 1 to 10 year certificates. $100 minimum balance to open and earn APY. Early withdrawal penalties apply.
3.65% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Pick-A-Term Certificate Balance APY $100 – $25,000Your amount 3.70% $25,000 and up 3.80% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Topside Federal Credit UnionRate Boost CertificateCD · 36 months · $100 min · 3.30%–3.40% by balance
Credit union · 1 branch
3.30%APY$1,023 over 36 months on $10,000Requirements
Product: Lock in dividend rate with the opportunity to increase it one time if the published Rate Boost Certificate rate for the same term rises during the certificate term. $100 minimum opening deposit. Available in 3-year and 5-year terms.
Offer: One-time rate increase option during the certificate term.
3.25% interest rate
Rate by balance
Rate by balance for Rate Boost Certificate Balance APY $100 – $25,000Your amount 3.30% $25,000 and up 3.40% Rate checked
More details - Topside Federal Credit Union1 Year Add-On CertificateCD · 12 months · $100 min
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Start with $100 and add funds anytime during the 12-month term. Fixed rate on the entire balance. Dividends compound daily and are paid at maturity. Automatically renews as a new 1-Year Add-On Certificate.
Offer: Dividends compounded daily and paid in full at maturity.
3.21% interest rate · Compounded daily
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
2.96% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.00%APY$954 over 37 months on $10,000intro rate
Requirements
Product: Penalty may be imposed for early withdrawal. Renews as a 37-month CD at current board rate. Limited time offer.
Offer: Limited time offer. Renews as a 37-month CD at the current board rate. Penalty for early withdrawal may apply.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details - 2.78%APY$564 over 24 months on $10,000
Requirements
Product: Minimum to open is $1,000.00 and minimum to earn APY is $1,000.00. Early withdrawal penalty may apply. Membership required.
2.75% interest rate
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Open at nearest United Bank branch. Minimum opening deposit is $500.
Offer: Open at nearest United Bank branch.
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Fredericksburg, VA
225 CDs at 16 banks and credit unions · checked Oct 4–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.46%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches