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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Spring, TX

  1. Openland Credit UnionNo Penalty CD SpecialCD · 18 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$568 over 18 months on $10,000intro rate
  2. Smart Financial Credit UnionCertificates of DepositCD · 60 months · $1,000 min · 3.75%–3.85% by balance

    Credit union · 7 branches

    3.75%APY$2,021 over 60 months on $10,000
  3. InvesTex Credit UnionCertificate of DepositCD · 60 months · $1,000 min · 3.75%–3.90% by balance

    Credit union · 4 branches

    3.75%APY$2,021 over 60 months on $10,000
  4. Top Carrot, Carrot Score 88
    Texas Bay Credit UnionFlex CertificatesCD · 12 months · $100 min

    Credit union · 2 branches

    3.70%APY$370 over 1 year on $10,000
  5. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionLiquid Share CertificateCD · 12 months · $5,000 min

    Credit union · 1 branch

    3.64%APY$364 over 1 year on $10,000
  6. Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000with conditions
  7. Top Carrot, Carrot Score 88
    First Service Credit UnionSmart Growth Certificate of DepositCD · 12 months · $100 min

    Credit union · 10 branches

    3.60%APY$360 over 1 year on $10,000
  8. Top Carrot, Carrot Score 88
    First Service Credit UnionCertificate of DepositCD · 12 months · $1,000 min · 3.60%–3.70% by balance

    Credit union · 10 branches

    3.60%APY$360 over 1 year on $10,000
  9. Texas Gulf BankCertificates of DepositCD · 12 months · $2,500 min

    Bank · 3 branches

    3.56%APY$356 over 1 year on $10,000
  10. BP Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    3.56%APY$356 over 1 year on $10,000intro rate
  11. Capital BankCertificate of DepositCD · 3 months · $500 min · 3.55%–3.80% by balance

    Bank · 3 branches

    3.55%APY$88 over 3 months on $10,000
  12. Coastal Community Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.55%APY$355 over 1 year on $10,000
  13. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 1 branch

    3.50%APY$173 over 6 months on $10,000
  14. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 33 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Southwest Airlines Federal Credit UnionTerm Share Certificates (Regular)CD · 48 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$1,475 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Spring, TX

806 CDs at 88 banks and credit unions · checked Oct 9–22

Typical
3.25%
Top 10% from
4.05%
Banks, typical
2.00%
Credit unions, typical
3.60%

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Houston, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. Nizari Credit UnionCredit union · 2 branches
  3. Cornerstone Capital BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate