Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Providence, RI

  1. Washington Trust6-Month Relationship CDCD · 6 months · $500 min

    Bank · 3 branches

    3.55%APY$176 over 6 months on $10,000with conditions
  2. BayCoast BankCertificates of DepositCD · 15 months · $500 min

    Bank · 1 branch

    3.55%APY$446 over 15 months on $10,000intro rate
  3. Washington Trust9-Month Relationship CDCD · 9 months · $500 min

    Bank · 3 branches

    3.50%APY$261 over 9 months on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    Ocean State Credit UnionCertificate of Deposit (CD)CD · 12 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  5. Top Carrot, Carrot Score 91
    Shoreham BankOnline CD AccountsCD · 60 months · $1,000 min

    Bank · 1 branch

    3.50%APY$1,877 over 60 months on $10,000
  6. Washington Trust13-Month Add-On CDCD · 13 months · $500 min

    Bank · 3 branches

    3.35%APY$363 over 13 months on $10,000with conditions
  7. Washington TrustCertificates of DepositCD · 6 months · $500 min

    Bank · 3 branches

    3.30%APY$164 over 6 months on $10,000
  8. Beacon BankBeacon One Certificate of DepositCD · 6 months · $1,000 min

    Bank · 2 branches

    3.30%APY$164 over 6 months on $10,000with conditions
  9. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  10. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 7 branches

    3.15%APY$315 over 1 year on $10,000
  11. Centreville BankCertificates of Deposit (CD)CD · 3 months · $1,000 min

    Bank · 2 branches

    3.00%APY$74 over 3 months on $10,000with conditions
  12. Eastern BankPersonal Account CDsCD · 3 months · $2,500 min

    Bank · 1 branch

    2.02%APY$50 over 3 months on $10,000
  13. Centreville Bank5-Year Burial CertificateCD · 60 months · $200 min

    Bank · 2 branches

    0.49%APY$247 over 60 months on $10,000
  14. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 3 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  15. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 7 branches

    0.03%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Providence, RI

220 CDs at 14 banks and credit unions · checked Oct 5–22

Typical
2.50%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
2.85%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Providence, RI-MA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Shoreham BankBank · 3 branches
  2. Coastal1 Credit UnionCredit union · 19 branches
  3. Ocean State Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate