Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Omaha, NE
- 3.90%APY$490 over 15 months on $10,000
Requirements
Product: Offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. APY based on quarterly compounding.
Effective Oct 13, 2026
Rate checked
More details - Four Points Federal Credit UnionLimited-Time Certificate SpecialCD · 15 months · $1,000 min
Credit union · 2 branches
3.85%APY$484 over 15 months on $10,000intro rateRequirements
Product: Minimum opening deposit of $1,000 required. A penalty for early withdrawal may be imposed. Fees may reduce earnings on the account.
Offer: Limited-time certificate special. Penalty for early withdrawal may be imposed. Fees may reduce earnings.
Promotional rate · Effective Mar 1, 2026
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Must be a member of Kellogg Credit Union. Penalty may be imposed for early withdrawal. Withdrawal of dividends and fees may reduce earnings.
Offer: Dividends paid monthly on the last day of each month.
3.69% interest rate
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000intro rate
Requirements
Product: Special promotional rates require opening an account with new money (funds not currently on deposit with FNCU). Special promotional rate automatically renews at the standard rate in effect on maturity date.
Offer: Initial term promo rate. Requires opening an account with new money.
Promotional rate · 3.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - Electrical Workers #22 Federal Credit UnionShare Certificate – CDCD · 6 months · $500 min
Credit union · 1 branch
3.60%APY$178 over 6 months on $10,000 - 3.55%APY$910 over 30 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Balance required to earn interest: $1,000. Early withdrawal penalties may apply.
3.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Consumer accounts only. Penalty for early withdrawal. Rates are subject to change without notice.
Offer: Special CD rate. Minimum to open waived for existing checking and savings account customers.
3.47% interest rate · Effective Jun 22, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Dividend rate is guaranteed for the term chosen. Dividends will be compounded quarterly and credited to certificate account, or alternatively paid to member or credited to another account. APY is based on the assumption that dividends will remain in the account until maturity.
3.45% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Woodmen Federal Credit UnionCertificate (3) AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded and credited annually. Minimum opening deposit is $1,000.
Offer: Fixed rate. Dividends compounded and credited annually.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Woodmen Federal Credit UnionCertificate (1) AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded and credited at maturity. Minimum opening deposit is $1,000. If closed before accrued dividends are credited, accrued dividends will not be paid.
Offer: Fixed rate. Dividends compounded and credited at maturity.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Woodmen Federal Credit UnionCertificate (2) AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded and credited at maturity. Minimum opening deposit is $1,000.
Offer: Fixed rate. Dividends compounded and credited at maturity.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - Veridian Credit UnionAdd-On CDCD · 12 months · $0 min · 0.10%–3.35% by balance
Credit union · 4 branches
3.35%APY$335 over 1 year on $10,000Requirements
Product: Allows additional deposits during the term. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. Membership requires a minimum $5 share deposit. No monthly maintenance fees.
Offer: Tier 1
Effective Sep 25, 2026
Rate by balance
Rate by balance for Add-On CD Balance APY Up to $49 0.10% Up to $499Tier 2 3.00% $500 and upYour amountTier 3 3.35% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Omaha, NE
608 CDs at 45 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.15%
- Banks, typical
- 2.02%
- Credit unions, typical
- 2.95%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches