Best CD rates and certificates

Requirements

Product: Promotional Annual Percentage Yields (APY) are available for new money only. IRA CDs are not eligible for certificate specials. Early withdrawals subject to penalty (loss of 30 days interest for 8 and 12 month certificates; loss of 90 days interest for 18 month certificates). Dividend rate for renewed term determined at maturity date.

Offer: Promotional APY available for new money only. Requires $1,000 minimum balance to open. Early withdrawal penalty: loss of 30 days interest. IRA CDs not eligible.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.

Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.

Requirements

Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.

Requirements

Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).

Offer: Monthly compounding; early withdrawal penalty applies.

Requirements

Product: Minimum balance of $1,000 required to open and obtain advertised APY for standard tiers, or $2,500 for higher-rate tiers. A penalty may be imposed for early withdrawal. Rates vary by branch location (Mississippi / Texas).

Requirements

Product: Dividends compounded & credited monthly. Minimum balance to earn APY is $500.00. Early withdrawal penalty applies (90 days of dividends on amount withdrawn). Not automatically renewable. Additional deposits not permitted after account opening.

Offer: 12 Month Special; limited time offer.

Requirements

Product: Dividends are compounded monthly and posted monthly. All certificates are set to auto renew. Early withdrawal penalty applies (90 or 180 days).

Offer: Early withdrawal penalty: 90 days. Dividends compounded and posted monthly. Auto renews.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.

Requirements

Product: Early withdrawal penalties apply to all certificate accounts. Insured up to $250,000 by NCUA.

Requirements

Product: Requires new money. Rates subject to change.

Offer: New money required.

Requirements

Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.

Offer: 60 Months term. APY assumes interest paid will not be withdrawn.

Requirements

Product: No setup or maintenance fees. No early withdrawal penalty after the first 6 days following the funding date.

Offer: No early withdrawal penalty after the first 6 days following the date funded.

Requirements

Product: Opening deposit of $1,000. Accrues interest daily; paid and compounded quarterly. 7-day grace period at maturity; penalty for early withdrawal. Rates subject to change.