Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Franklin County, ME · Showing Franklin County, ME: too few institutions in Farmington, ME
- 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Open with as little as $500. Automatic renewal at maturity with 10-day grace period. Additional deposits not allowed; withdrawal of dividends allowed. Early withdrawal of principal subject to penalty. Membership eligibility requires living, working, worshiping, or attending school in specified Maine counties, or immediate family.
Offer: Early withdrawal penalty of 365 days dividends for maturities of more than 3 years.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Fees may affect earnings.
Offer: New Member Special offered to new members joining after 10/1/26 with a minimum of $1,500 in new money to open. New money is defined as funds not currently on deposit at UCU that come from an outside source; transfers between existing UCU accounts do not qualify. Penalty for early withdrawal. Fees may affect earnings.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 39 months · $500 min
Bank · 1 branch
4.00%APY$1,359 over 39 months on $10,000with conditionsRequirements
Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
Offer: For Benefit Plus customers. Renews automatically into 36 Month CDs.
Qualified rate · 3.92% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Offer: Assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings.
3.69% interest rate · Effective Oct 21, 2026
Rate checked
More details - 3.65%APY$427 over 14 months on $10,000
Requirements
Product: Interest is compounded and credited monthly on a 365/365 day basis. Substantial penalty for early withdrawal.
Offer: New money only
3.59% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000
Requirements
Product: Annual percentage yields assume interest remains on deposit. A penalty will be imposed for early withdrawals before maturity.
Offer: CD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
3.54% interest rate · Effective Sep 24, 2026
Rate checked
More details - Franklin-Somerset Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 3 branches
3.56%APY$356 over 1 year on $10,000Requirements
Product: Dividends compounded daily. Early withdrawal penalty applies. Fees could reduce earnings. Dividends paid monthly on daily balance.
Offer: Dividends compounded daily. Early withdrawal penalty applies.
3.50% interest rate · Compounded daily · Effective Sep 30, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
Offer: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees may affect earnings.
Offer: Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.53%APY$63 over 3 months on $10,000
Requirements
Product: FDIC-insured. Daily compounding, interest credited monthly. Early withdrawal penalties apply. Benefit Plus checking account holders receive relationship interest rate and APY.
Offer: For Benefit Plus customers.
2.50% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Franklin County, ME
80 CDs at 7 banks and credit unions · checked Oct 22
- Typical
- 2.52%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.05%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches