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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Carmel, IN

  1. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 1 branch

    3.75%APY$375 over 1 year on $10,000with conditions
  2. STAR Financial BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 1 branch

    3.75%APY$471 over 15 months on $10,000with conditions
  3. Top Carrot, Carrot Score 89
    Christian Family Credit UnionShare CertificatesCD · 6 months · $1,000 min · 3.55%–3.80% by balance

    Credit union · 1 branch

    3.55%APY$176 over 6 months on $10,000
  4. First Farmers Bank & Trust11-Month Flex CDCD · 11 months · $1,000 min

    Bank · 1 branch

    3.55%APY$325 over 11 months on $10,000with conditions
  5. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  6. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  7. Top Carrot, Carrot Score 89
    Everwise Credit UnionShare CertificatesCD · 72 months · $500 min

    Credit union · 2 branches

    3.04%APY$1,968 over 72 months on $10,000
  8. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 1 branch

    3.00%APY$1,564 over 59 months on $10,000
  9. Lake City Bank4-Month Special CDCD · 4 months · $500 min

    Bank · 3 branches

    2.75%APY$91 over 4 months on $10,000
  10. Lake City BankFreedom Plus CDCD · 18 months · $10,000 min

    Bank · 3 branches

    2.65%APY$400 over 18 months on $10,000
  11. Lake City BankRate-Riser CDCD · 48 months · $1,000 min

    Bank · 3 branches

    2.40%APY$995 over 48 months on $10,000
  12. Centier BankClimbing Rate CDCD · 36 months · $1,000 min

    Bank · 1 branch

    2.25%APY$690 over 36 months on $10,000intro rate
  13. Centier BankGuaranteed Rate CDCD · 60 months · $1,000 min

    Bank · 1 branch

    2.25%APY$1,177 over 60 months on $10,000intro rate
  14. Top Carrot, Carrot Score 87
    Security Federal Savings BankPersonal CDsCD · 30 months · $500 min

    Bank · 1 branch

    1.86%APY$472 over 30 months on $10,000
  15. Lake City BankFreedom CDCD · 12 months · $5,000 min

    Bank · 3 branches

    1.00%APY$100 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Carmel, IN

266 CDs at 19 banks and credit unions · checked Oct 15–22

Typical
2.00%
Top 10% from
3.84%
Banks, typical
1.75%
Credit unions, typical
3.25%

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Indianapolis, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Elements FinancialCredit union · 5 branches
  2. FORUM Credit UnionCredit union · 16 branches
  3. Indiana Members Credit UnionCredit union · 24 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate