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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Champaign, IL

  1. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  2. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 3 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    First State BankCertificate of Deposit SpecialsCD · 28 months · $1,000 min

    Bank · 1 branch

    4.25%APY$1,020 over 28 months on $10,000intro rate
  4. Prospect BankSpecial Certificate of DepositCD · 12 months · $500 min

    Bank · 1 branch

    4.20%APY$420 over 1 year on $10,000intro rate
  5. Top Carrot, Carrot Score 95
    U of I Community Credit UnionSilver Share CertificateCD · 24 months · $500 min · 4.20%–4.25% by balance

    Credit union · 2 branches

    4.20%APY$858 over 24 months on $10,000
  6. BankChampaignCertificates of DepositCD · 22 months · $500 min

    Bank · 2 branches

    4.16%APY$776 over 22 months on $10,000intro rate
  7. Top Carrot, Carrot Score 87
    First State BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min

    Bank · 1 branch

    4.14%APY$845 over 24 months on $10,000
  8. Heartland Bank and Trust CompanyCertificates of DepositCD · 23 months · $5,000 min

    Bank · 2 branches

    4.10%APY$801 over 23 months on $10,000intro rate
  9. Hickory Point Bank & TrustCertificate of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    3.96%APY$430 over 13 months on $10,000intro rate
  10. INBCD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.74%APY$406 over 13 months on $10,000with conditions
  11. Morton Community BankCertificate SpecialsCD · 14 months · $10,000 min · 3.73%–3.79% by balance

    Bank · 1 branch

    3.73%APY$437 over 14 months on $10,000intro rate
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  13. Top Carrot, Carrot Score 95
    U of I Community Credit Union33-Month Add-on CertificateCD · 33 months · $100 min

    Credit union · 2 branches

    3.30%APY$934 over 33 months on $10,000
  14. Fisher National BankCertificate of Deposit (CDs)CD · 30 months · $500 min

    Bank · 1 branch

    3.29%APY$843 over 30 months on $10,000
  15. Top Carrot, Carrot Score 87
    CEFCUCertificate AccountsCD · 60 months · $1,000 min

    Credit union · 1 branch

    3.25%APY$1,734 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Champaign, IL

230 CDs at 16 banks and credit unions · checked Oct 16–22

Typical
1.85%
Top 10% from
4.00%
Banks, typical
1.59%
Credit unions, typical
3.18%

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Champaign, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. U of I Community Credit UnionCredit union · 5 branches
  2. CEFCUCredit union · 1 branch
  3. Credit Union 1Credit union · 1 branch
See all ranked institutions