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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Bloomington, IL

  1. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 2 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 87
    First State BankCertificate of Deposit SpecialsCD · 28 months · $1,000 min

    Bank · 1 branch

    4.25%APY$1,020 over 28 months on $10,000intro rate
  3. Top Carrot, Carrot Score 95
    U of I Community Credit UnionSilver Share CertificateCD · 24 months · $500 min · 4.20%–4.25% by balance

    Credit union · 1 branch

    4.20%APY$858 over 24 months on $10,000
  4. Top Carrot, Carrot Score 87
    IAA Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000with conditions
  5. Top Carrot, Carrot Score 87
    First State BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min

    Bank · 1 branch

    4.14%APY$845 over 24 months on $10,000
  6. Heartland Bank and Trust CompanyCertificates of DepositCD · 23 months · $5,000 min

    Bank · 4 branches

    4.10%APY$801 over 23 months on $10,000intro rate
  7. Top Carrot, Carrot Score 93
    Illinois State Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    4.00%APY$816 over 24 months on $10,000
  8. Top Carrot, Carrot Score 97
    Bloomington Municipal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.87%APY$387 over 1 year on $10,000
  9. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 1 branch

    3.85%APY$583 over 18 months on $10,000intro rate
  10. Bank of PontiacFUNRates CD "Specials"CD · 6 months · $2,500 min

    Bank · 1 branch

    3.75%APY$186 over 6 months on $10,000
  11. Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance

    Bank · 1 branch

    3.75%APY$343 over 11 months on $10,000intro rate
  12. INBCD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.74%APY$406 over 13 months on $10,000with conditions
  13. Morton Community BankCertificate SpecialsCD · 14 months · $10,000 min · 3.73%–3.79% by balance

    Bank · 1 branch

    3.73%APY$437 over 14 months on $10,000intro rate
  14. Bank of PontiacCD "Specials"CD · 6 months · $2,500 min

    Bank · 1 branch

    3.70%APY$183 over 6 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    Credit Union For AllCertificateCD · 6 months · $500 min

    Credit union · 1 branch

    3.60%APY$178 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Bloomington, IL

251 CDs at 17 banks and credit unions · checked Oct 6–22

Typical
1.85%
Top 10% from
4.00%
Banks, typical
1.22%
Credit unions, typical
3.70%

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Bloomington, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Bloomington Municipal Credit UnionCredit union · 1 branch
  2. State Farm Federal Credit UnionCredit union · 1 branch
  3. U of I Community Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate