Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–37 results in New Castle County, DE · Showing New Castle County, DE: too few institutions in New Castle, DE
- Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 11 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Wilmington Police and Fire Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · 2 branches
1.51%APY$227 over 18 months on $10,0001.50% interest rate · Effective Dec 1, 2024
Rate checked
More details - Stepping Stones Community Federal Credit UnionShare CertificatesCD · 60 months · $100 min
Credit union · 1 branch
0.35%APY$176 over 60 months on $10,000Requirements
Product: Must be a member in good standing of Stepping Stones Community Federal Credit Union (requires purchasing 1 share for $5.00). Early withdrawal penalty applies (31 days' dividends for 6 months, 90 days' dividends for 12 months, 180 days' interest for >12 months). Accounts renew automatically with a 5-day grace period. No additional deposits permitted prior to maturity.
Offer: Compounded monthly. Minimum balance required to earn APY is $100.
0.35% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate checked
More details - 0.15%APY$75 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty applies; for term share accounts, no dividend will be paid for early withdrawal. Available to employees and retirees of New Castle County schools and their immediate family members.
Offer: For term share accounts, no dividend will be paid for early withdrawal.
0.15% interest rate · Effective Jul 23, 2021
Rate checked
More details - 0.05%APY$1 over 2 months on $10,000
Requirements
Product: A penalty may apply for early withdrawal. Fee(s) could reduce earnings on the account. APY assumes all interest remains on deposit until maturity; a withdrawal of interest will reduce earnings.
0.05% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in New Castle County, DE
296 CDs at 26 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 4.09%
- Banks, typical
- 1.51%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches