Bank · FDIC insured
Applied Bank
A $274.1M bank headquartered in Wilmington, DE, with 2 branches in Delaware. Best rates: CDs 0.05% and savings 0.05% APY.
Applied Bank Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#115 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Applied Bank
Applied Bank is a Delaware state-chartered bank headquartered in Wilmington, Delaware, that has been providing banking products and services since 1996.
- Headquarters
- 2200 Concord Pike, Wilmington, DE 19803
- FDIC certificate
- 34193 ↗
Branches
2 branches in Delaware
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Delaware
2 branches
Philadelphia area · 1
- Applied BankMain office2200 Concord Pike, Wilmington, DE 19803Directions
Seaford area · 1
- Rehoboth Beach37012 Country Club Rd, Rehoboth Beach, DE 19971Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.49% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.54% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $24 | $81 | — |
- CapitalLeverage ratio17.49%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.54%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$24Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Applied Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.