Bank · FDIC insured
Applied Bank CD Rates
Applied Bank’s best CD rate is 0.05% APY on a 2-month CD. Terms run from 2 months to 5 years. Rates checked October 22, 2026.
How Applied Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Applied Bank has the most branches. $10,000, best rate first.
This bank’s best
Applied Bank
0.05%APY
- Term
- 2 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1
Certificate of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Applied Bank CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.05%
- 16–30 months16–30 mo0.05%
- 31–60 months31–60 mo0.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Applied Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
0.05%APY · 11 terms
A penalty may apply for early withdrawal. Fee(s) could reduce earnings on the account. APY assumes all interest remains on deposit until maturity; a withdrawal of interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2 months | 0.05% | $1 |
| 3 months | 0.05% | $1 |
| 6 months | 0.05% | $2 |
| 9 months | 0.05% | $4 |
| 12 months | 0.05% | $5 |
| 18 months | 0.05% | $8 |
| 24 months | 0.05% | $10 |
| 30 months | 0.05% | $13 |
| 36 months | 0.05% | $15 |
| 48 months | 0.05% | $20 |
| 60 months | 0.05% | $25 |
Sources (1)
- appliedbank.com/deposit-rates.html · captured Oct 3, 2026
Jumbo Certificate of Deposit
0.05%APY · 11 terms
A penalty may apply for early withdrawal. Fee(s) could reduce earnings on the account. APY assumes all interest remains on deposit until maturity; a withdrawal of interest will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2 months | 0.05% | $1 |
| 3 months | 0.05% | $1 |
| 6 months | 0.05% | $2 |
| 9 months | 0.05% | $4 |
| 12 months | 0.05% | $5 |
| 18 months | 0.05% | $8 |
| 24 months | 0.05% | $10 |
| 30 months | 0.05% | $13 |
| 36 months | 0.05% | $15 |
| 48 months | 0.05% | $20 |
| 60 months | 0.05% | $25 |
Sources (1)
- appliedbank.com/deposit-rates.html · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.