Best CD rates and certificates

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: Must be a member. $5,000 minimum balance required to open account; 8-Month CD opening balance not to exceed $500,000; 20-Month CD opening balance not to exceed $250,000. APY is based on the opening balance of the CD. Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate. Early withdrawal penalties apply. Not valid with any other offer.

Offer: 20-Month CD opening balance not to exceed $250,000.

Requirements

Product: Limited-time certificate special. Not valid with any other offer. Offer may be withdrawn at any time. Early withdrawal penalty may be imposed. Fees could reduce earnings.

Offer: 8-month Certificate Special / Member Appreciation Certificate. Minimum $500 deposit. Advertised rates accurate as of 10/1/26. Not valid with any other offer. Offer may be withdrawn at any time. Early withdrawal penalty may apply.

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: Minimum balance is $500. Early withdrawal penalty applies: 90 days of dividends for 6 and 12 month certificates, and 180 days of dividends for 18, 24, and 48 month certificates.

Offer: Special CD Rate. Dividends compounded quarterly. Early withdrawal penalty: 90 days of dividends.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Heritage Gold rates require a minimum balance of $10,000. Substantial penalty for early withdrawal. Dividends compounded monthly.

Requirements

Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. On maturity date automatically renews as the standard 12-month term certificate. Penalty for early withdrawal. Dividends compounded and credited monthly.

Requirements

Product: Fixed rate share certificates with terms ranging from 90 days to 60 months. Penalty for early withdrawal. Dividends compounded monthly, except for 90-day certificates which compound at maturity.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Minimum opening deposit: $500 under age 18, $1,000 age 18 and over. Penalty for early withdrawal.

Requirements

Product: Early withdrawal penalty may be imposed. Stars Reward Members receive 5 basis point bonus; Stripes Reward Members receive 10 basis point bonus.

Offer: Early withdrawal penalty may be imposed. Stars Reward Members receive 5 basis point bonus; Stripes Reward Members receive 10 basis point bonus.

Requirements

Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.

Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.