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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Waco, TX metro

  1. Incommons BankCertificates of DepositCD · 6 months · $2,500 min

    Bank · 3 branches

    3.53%APY$175 over 6 months on $10,000
  2. First National Bank Texas7 Month Fixed Rate CDCD · 7 months · $500 min · 3.25%–4.20% by balance

    Bank · 5 branches

    3.50%APY$203 over 7 months on $10,000intro rate
  3. Members Choice Credit UnionPriority Plus Term Share CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    3.50%APY$350 over 1 year on $10,000
  4. Members Choice Credit UnionTerm Share CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    3.44%APY$344 over 1 year on $10,000
  5. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 3 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  6. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 5 branches

    3.25%APY$353 over 13 months on $10,000
  7. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  8. Rocket Federal Credit UnionShare CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    3.04%APY$618 over 24 months on $10,000
  9. First Guaranty BankFixed Rate CDsCD · 60 months · $500 min

    Bank · 1 branch

    2.95%APY$1,565 over 60 months on $10,000
  10. Top Carrot, Carrot Score 92
    Texell Credit UnionBump Rate CertificatesCD · 48 months · $1,000 min

    Credit union · 1 branch

    2.65%APY$1,103 over 48 months on $10,000
  11. Educators Credit UnionRegular Certificate of Deposit (CD)CD · 24 months · $1,000 min

    Credit union · 6 branches

    2.53%APY$512 over 24 months on $10,000
  12. 1st University CUCertificate of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    2.27%APY$113 over 6 months on $10,000
  13. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 5 branches

    2.25%APY$225 over 1 year on $10,000
  14. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 5 branches

    2.00%APY$150 over 9 months on $10,000
  15. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 5 branches

    1.85%APY$92 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Waco, TX metro

247 CDs at 20 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
3.75%
Banks, typical
1.02%
Credit unions, typical
2.92%

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Waco, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Texell Credit UnionCredit union · 1 branch
  2. GENCO Federal Credit UnionCredit union · 4 branches
See all ranked institutions

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