Credit union · NCUA insured
Rocket Federal Credit Union CD Rates
Rocket Federal Credit Union’s best CD rate is 3.04% APY on a 2-year share certificate (CD). Terms run from 1 year to 2 years. Rates checked October 16, 2026.
How Rocket Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Texas, where Rocket Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rocket Federal Credit Union
3.04%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $618
Share Certificate
Top rate
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.04%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.51% | $151 |
| 18 months | 2.02% | $304 |
| 24 months | 3.04% | $618 |
Sources (1)
- rocketfcu.com/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Certificates
Up to 3.04%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.51% | $151 |
| 18 months | 2.02% | $304 |
| 24 months | 3.04% | $618 |
Sources (1)
- rocketfcu.com/rates · captured Sep 17, 2026
Who can join Rocket Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to all those who live, work, and worship in McGregor to McLennan, Bosque, Hamilton and Coryell counties.
Family and household
- Membership is available to the families of those eligible through living, working, or worshipping in the service area.
Membership information collected October 5, 2026.