Credit union · NCUA insured
Rocket Federal Credit Union
A $29.3M credit union headquartered in McGregor, TX, with 2,933 members and 1 branch in Texas. Best rates: CDs 3.04% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Credit cards: no rates found on its website.
- CDs—3.04%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Rocket Federal Credit Union
Rocket Federal Credit Union is a member-owned cooperative financial institution headquartered in McGregor, Texas.
The credit union serves individuals who live, work, or worship in McGregor as well as McLennan, Bosque, Hamilton, and Coryell counties.
- Headquarters
- 905 W McGregor Dr, McGregor, TX 76657-1133
- NCUA charter
- 9799
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to all those who live, work, and worship in McGregor to McLennan, Bosque, Hamilton and Coryell counties.
Family and household
- Membership is available to the families of those eligible through living, working, or worshipping in the service area.
Branches
1 branch in Texas
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Texas
1 branch
- Rocket Federal Credit UnionMain office905 W McGregor Dr, McGregor, TX 76657Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.86% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio9.86%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Rocket Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.