Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Virginia Beach, VA-NC metro
- 4.05%APY$791 over 23 months on $10,000intro rate
Requirements
Product: Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Limited-time offer. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Promotional rate · 3.99% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.
Offer: Requires $10,000 minimum balance in new money to the bank.
Promotional rate · 3.92% interest rate · Effective May 21, 2026
Rate checked
More details - 1st Advantage Federal Credit UnionShare CertificateCD · 8 months · $500 min
Credit union · 11 branches
4.00%APY$265 over 8 months on $10,000with conditionsRequirements
Product: $500 Minimum balance to open for all shares except 40 Month ($5,000 Minimum). Standard Certificates include: 12-month, 24-month, 36-month, 48-month, and 60-month terms. All other certificates are special. Member has option to bump up rate one time during term on 40-month certificate. Withdrawals before maturity may impose penalty/closure.
Offer: To qualify for 8-month certificate rate of 4.00% APY, member must have direct deposit to any 1st Advantage checking account. Additional offers may not be combined. Not available on IRA Certificates. Withdrawals before maturity may impose penalty/closure.
Qualified rate · 3.94% interest rate · Effective Jul 28, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Penalty may be imposed for early withdrawal. Renews as a 13-month CD at the current board rate. Limited time offer.
Offer: Limited time offer. Renews as a 13-month CD at the current board rate. Penalty for early withdrawal may apply.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details - 4.00%APY$606 over 18 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. No additional deposits until maturity. Automatically renews within 10 calendar days of maturity at current market value.
Offer: $1,000 minimum balance.
Promotional rate · 3.93% interest rate · Effective Sep 1, 2026
Rate checked
More details - Beach Municipal Federal Credit UnionShare CertificateCD · 12 months · $500 min · 1.07%–3.82% by balance
Credit union · 2 branches
3.82%APY$382 over 1 year on $10,000Requirements
Product: Terms ranging from 91 days to 60 months. Minimum investment of $500. Declared minimum balance is required to both open the account and earn the stated APY. Early withdrawal penalties may apply. Rates are subject to change at any time.
1.07% interest rate · Effective Jan 27, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 1.07% $1,000 and up 2.18% $10,000 and upYour amount 3.82% Rate checked
More details - ABNB Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 3.80%–3.85% by balance
Credit union · 14 branches
3.80%APY$2,050 over 60 months on $10,000Requirements
Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.
3.74% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.80% $100,000 and up 3.85% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: No IRAs or SCM accounts. Penalty may be imposed for early withdrawal. Renews as a 7-month CD at current board rate. Limited time offer.
Offer: No IRAs or SCM accounts. Limited time offer. Renews as a 7-month CD at the current board rate. Early withdrawal penalty may apply.
Promotional rate · Effective Sep 21, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.60%APY$360 over 1 year on $10,000with conditionsRequirements
Product: Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Qualified rate · 3.54% interest rate · Compounded monthly
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - 3.45%APY$1,848 over 60 months on $10,000
Requirements
Offer: Dividends compound and credit monthly. Golden Benefits Members receive an additional 0.05%. Term deposit with early withdrawal penalty.
3.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.35%APY$250 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.30% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Virginia Beach, VA-NC metro
436 CDs at 29 banks and credit unions · checked Oct 4–22
- Typical
- 2.48%
- Top 10% from
- 4.00%
- Banks, typical
- 1.40%
- Credit unions, typical
- 3.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia Beach, VA-NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 18 branches
- PenFed Credit UnionCredit union · 1 branch
- State Employees' Credit UnionCredit union · 3 branches