Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 25 in Virginia Beach, VA-NC metro · median 10.75% APR
- Hampton Roads Educators' Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 1 branch
6.90%APRas low as · up to 16.90%6.90% APR, up to 16.90%
Terms
Rate is fixed and based on credit worthiness. Card limit min $500.00, max $15,000.00.
Credit card score 97 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Credit limits from $5,000.00 to $20,000.00. Non-variable rate. No balance transfer fee, no cash advance fee.
Credit card score 93 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Low fixed rate of 8.9% APR. No annual fee. A great option for saving money when doing a balance transfer.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 18.00%
8.99% APR, up to 18.00%
Terms
Fixed interest rate. Same APR applies to purchases, balance transfers, and cash advances. Credit limit $250 - $20,000 based on credit approval. No balance transfer fees. No annual or application fees.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Fixed annual percentage rate. No annual fees and no balance transfer fees.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.24%APRas low as · up to 19.24%
9.24% APR, up to 19.24%
Terms
Based on creditworthiness. No annual fee.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Credit limit: $2,500 to $5,000. Same low rate on cash advances. No balance transfer fee.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 12.75%
9.75% APR, up to 12.75%
Terms
Rate based on creditworthiness and credit limit.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No balance transfer fees; no cash advance fees.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.49%APRas low as · up to 18.00%
10.49% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; no annual fee or cash advance fee; foreign transaction fees apply.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.75%APRas low as · up to 18.00%
10.75% APR, up to 18.00%
Terms
Variable APR ranging from 10.75% to 18.00% based on credit eligibility. No annual fee. Membership requires $5 savings deposit.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable APR as low as 10.99% based on creditworthiness. Same rate on purchases, cash advances, and balance transfers. No annual or cash advance fees.
Credit card score 77 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Rates depend on credit. Open term. No annual fee.
Credit card score 77 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Virginia Beach, VA-NC metro
25 banks and credit unions · checked Oct 16–22
- Typical
- 10.75%
- Top 10% up to
- 8.94%
- Banks, typical
- 15.70%
- Credit unions, typical
- 10.36%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Virginia Beach, VA-NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 18 branches
- PenFed Credit UnionCredit union · 1 branch
- State Employees' Credit UnionCredit union · 3 branches