Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Tulsa, OK metro
- Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance
Bank · 1 branch
3.50%APY$173 over 6 months on $10,000Requirements
Product: Online opening available to residents of AL, AR, AZ, GA, IN, KS, MO, OH, OK, SC, TN, and TX. If opened online, full opening deposit must be New Money. If opened in person, at least half of the total opening deposit must be New Money. New Money is money not currently on deposit at Simmons Bank. Not available for public funds. Early withdrawal penalty applies. CD auto-renews at maturity for same term at prevailing rate if no action taken within 10-day grace period.
Offer: Requires New Money ($5,000 - $49,999.99). If opened online, full opening deposit must be New Money; if opened in person, at least half must be New Money.
Effective Nov 3, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $5,000 – $50,000Your amount 3.50% $50,000 – $250,000Requires New Money ($50,000 - $250,000). Maximum deposit is $250,000. 3.65% Rate checked
More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - DFCU TulsaShare CertificatesCD · 36 months · $1,000 min · 3.50%–3.90% by balance
Credit union · 1 branch
3.50%APY$1,087 over 36 months on $10,000Effective Sep 2, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.50% $25,000 and up 3.90% Rate checked
More details - Western Sun Federal Credit UnionRegular CertificateCD · 48 months · $1,000 min
Credit union · 6 branches
3.45%APY$1,453 over 48 months on $10,000Requirements
Product: Dividends are earned daily and compounded monthly. Early withdrawal penalty may result in up to 90 days loss of dividends. No account fees or application fees.
Offer: All early withdrawals may result in up to a 90 days loss of dividends.
3.40% interest rate · Compounded monthly · Effective Sep 1, 2026
Rate checked
More details - Red Crown Credit UnionCertificate of Deposit (CD)CD · 3 months · $500 min · 3.41%–3.92% by balance
Credit union · 3 branches
3.41%APY$84 over 3 months on $10,000Requirements
Product: Rates are variable and may change after the account is open. Penalty and forfeiture of dividends for early withdrawal. Fees can reduce earnings.
3.35% interest rate
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $500 and upYour amount 3.41% $20,000 and up 3.67% $75,000 and up 3.92% Rate checked
More details - 3.40%APY$84 over 3 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.35%APY$681 over 24 months on $10,000
Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty may be imposed. Fees could reduce earnings. Allows rate change request once during a 24-month term and twice during a 48-month term after the first 7 days. No maintenance fees.
Offer: Quarterly compounding. Allowed a dividend rate change once during each term or renewal term. Early withdrawal penalty may be imposed.
3.31% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Rates are subject to change at any time and without notice.
3.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Interest compounded and credited monthly. Interest payment options available. Convenience of automatic renewal. Terms range from 30 days to 5 years with fixed, variable, or pop-up options. A penalty may be imposed for early withdrawal. Assumes interest will remain on deposit until maturity. Fees could reduce earnings.
Offer: 60 Month Fixed term. Fixed rates remain the same as at the time of account opening. Penalty for early withdrawal.
3.20% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details - Saint Francis Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · 2 branches
3.04%APY$940 over 36 months on $10,000Requirements
Product: Higher balances may receive higher dividend rate. Dividends credited and paid monthly. A penalty may apply if funds are withdrawn before maturity. CDs will renew at maturity unless instructed otherwise.
Offer: Interest paid monthly.
3.00% interest rate · Effective Jan 4, 2023
Rate checked
More details - American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min
Credit union · 3 branches
3.04%APY$1,615 over 60 months on $10,000Requirements
Product: Maximum balance of $50,000. Requires a minimum $25.00 monthly recurring automatic deposit to remain open. Maximum of one Dream Plan Share Certificate per account. No penalty for early withdrawal if funds are used as a down payment on a home financed with the Credit Union.
Offer: Minimum $25.00 monthly recurring automatic deposit required; maximum balance $50,000.
3.00% interest rate · Balance cap $50,000 · Effective Oct 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Tulsa, OK metro
380 CDs at 43 banks and credit unions · checked Oct 5–22
- Typical
- 3.00%
- Top 10% from
- 3.85%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tulsa, OK metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 3 branches
- UMB BankBank · 1 branch