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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Syracuse, NY metro

  1. Syracuse Fire Department Credit UnionTerm Share CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    5.00%APY$247 over 6 months on $10,000
  2. Crouse Federal Credit UnionCertificatesCD · 6 months · $1,000 min · 4.60%–4.86% by balance

    Credit union · 1 branch

    4.75%APY$235 over 6 months on $10,000
  3. Sidney FCURegular CertificatesCD · 15 months · $500 min · 4.75%–5.00% by balance

    Credit union · 2 branches

    4.75%APY$597 over 15 months on $10,000
  4. Geddes Federal Savings and Loan AssociationCertificate of DepositCD · 13 months · $500 min

    Bank · 1 branch

    4.60%APY$499 over 13 months on $10,000
  5. Top Carrot, Carrot Score 91
    AmeriCU Credit UnionShare CertificatesCD · 3 months · $50 min

    Credit union · 9 branches

    4.50%APY$111 over 3 months on $10,000
  6. SECNY Federal Credit UnionCertificateCD · 6 months · $1,000 min

    Credit union · 6 branches

    4.50%APY$223 over 6 months on $10,000
  7. Top Carrot, Carrot Score 94
    G.P.O. Federal Credit UnionTerm Share CertificatesCD · 11 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$412 over 11 months on $10,000intro rate
  8. Together Credit UnionCertificate of Deposit (CD)CD · 11 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$412 over 11 months on $10,000
  9. Compass Federal Credit Union18-Month CD SpecialCD · 18 months · $1,000 min

    Credit union · 5 branches

    4.50%APY$683 over 18 months on $10,000intro rate
  10. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.50%APY$1,412 over 36 months on $10,000
  11. Top Carrot, Carrot Score 87
    Broadview Federal Credit UnionFixed Rate CertificatesCD · 7 months · $500 min

    Credit union · 4 branches

    4.40%APY$254 over 7 months on $10,000with conditions
  12. Top Carrot, Carrot Score 88
    The Summit Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    4.35%APY$435 over 1 year on $10,000
  13. Top Carrot, Carrot Score 89
    Canandaigua National BankCNSaver Online CDCD · 6 months · $1,000 min

    Bank · 2 branches

    4.25%APY$210 over 6 months on $10,000
  14. Top Carrot, Carrot Score 89
    Canandaigua National BankCD SpecialsCD · 7 months · $500 min

    Bank · 2 branches

    4.25%APY$246 over 7 months on $10,000with conditions
  15. Northern Credit UnionShare CertificatesCD · 10 months · $10,000 min

    Credit union · 1 branch

    4.25%APY$353 over 10 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Syracuse, NY metro

323 CDs at 31 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.01%
Banks, typical
1.13%
Credit unions, typical
3.40%

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Syracuse, NY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. G.P.O. Federal Credit UnionCredit union · 1 branch
  2. AmeriCU Credit UnionCredit union · 9 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate