Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 21 in Syracuse, NY metro · median 11.99% APR
- Auburn Community Federal Credit UnionVisa Classic Credit Card with ScoreCard Rewards · No annual fee
Credit union · 1 branch
7.90%APRas low asTerms
No annual fee, no minimum finance charge, no cash advance fee.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Final rates subject to credit worthiness. No annual fee, no cash advance fees, no balance transfer fees.
Credit card score 93 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - Salt City Federal Credit UnionVisa Platinum without Rewards · No annual fee
Credit union · 2 branches
7.90%APRas low asTerms
Purchase rate; quoted as 'as low as'. Fixed rate. Quoted rates based on creditworthiness.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs autopay.
Terms
Rate with automatic payment (lowers APR by 1.0%).
Credit card score 89 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed Rate. Approximate payment $30 per $1,000.00. The minimum periodic payment required will be 3.00% of your total new balance or $25.00, whichever is greater, unless your outstanding balance is less than $25.00, in which case your minimum payment will be your outstanding balance. No balance transfer fee, no cash advance fee, no annual fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.40%APRas low as · up to 18.40%
9.40% APR, up to 18.40%
Terms
Regular purchase APR based on creditworthiness. Variable APR based on Prime Rate. No annual fee and no balance transfer costs.
Credit card score 88 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.25%APRas low as · up to 18.00%
10.25% APR, up to 18.00%
Terms
APR determined upon account opening based on creditworthiness, then varies with market based on Prime Rate. Applies to purchases, balance transfers, and cash advances.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.45%APRas low as
Credit card score 81 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Purchases. Variable rate based on creditworthiness.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
New accounts. As low as rate based on credit score from Experian 680 or higher. Rate assumes automatic payment on contractual due date or an upcharge of .50% will be added to the rate.
Credit card score 72 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
APR for Purchases as low as 11.99%. Actual APR based on creditworthiness at account opening and varies with market based on Prime Rate.
Credit card score 67 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as · up to 17.99%
12.24% APR, up to 17.99%
Terms
Variable APR based on Prime Rate (7.00%) + margin (+5.24% to 14.49%); maximum APR 17.99%. APR varies based on creditworthiness.
Credit card score 71 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - Ukrainian Federal Credit UnionUFCU Everyday Rewards Visa Card · No annual fee
Credit union · 1 branch
13.50%APRas low as · up to 18.00%13.50% APR, up to 18.00%
Terms
For purchases and balance transfers. Starting as low as Prime + 6.5%.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as
Terms
Standard purchase rate as low as 13.74% APR. Cash advance rate = 17.74% APR. Some rates are not available in Puerto Rico.
Credit card score 65 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Syracuse, NY metro
21 banks and credit unions · checked Oct 16–22
- Typical
- 11.99%
- Top 10% up to
- 7.90%
- Banks, typical
- 17.18%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch