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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Spartanburg, SC metro

  1. CBL State Savings BankSpecial CD RatesCD · 9 months · $1,000 min

    Bank · 1 branch

    3.80%APY$284 over 9 months on $10,000intro rate
  2. MTC Federal Credit UnionShare CertificatesCD · 60 months · $250 min

    Credit union · 1 branch

    3.80%APY$2,050 over 60 months on $10,000
  3. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 3 branches

    3.75%APY$217 over 7 months on $10,000
  4. Top Carrot, Carrot Score 93
    CPM Federal Credit UnionShare CertificatesCD · 12 months · $250 min

    Credit union · 2 branches

    3.70%APY$370 over 1 year on $10,000
  5. Top Carrot, Carrot Score 87
    South Carolina State Credit UnionSCU CertificatesCD · 60–Unknown months · $500 min

    Credit union · 1 branch

    3.65%APY
  6. Sharonview Federal Credit UnionCertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.40%APY$340 over 1 year on $10,000
  7. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  8. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 3 branches

    3.15%APY$315 over 1 year on $10,000
  9. Truliant Federal Credit UnionFlex CertificatesCD · 24 months · $250 min · 2.92%–3.08% by balance

    Credit union · 1 branch

    2.98%APY$605 over 24 months on $10,000
  10. First Citizens BankSpecial-Feature CDCD · 3–5 months · $500 min

    Bank · 9 branches

    2.50%APYintro rate
  11. Top Carrot, Carrot Score 91
    Spero FinancialSave to Win CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    2.25%APY$225 over 1 year on $10,000
  12. First PiedmontRegular CDCD · 6 months · $100 min

    Bank · 4 branches

    1.77%APY$88 over 6 months on $10,000
  13. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 5 branches

    1.76%APYwith conditions
  14. First Horizon BankRegular CDCD · 6 months · $1,000 min

    Bank · 3 branches

    0.10%APY$5 over 6 months on $10,000
  15. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Spartanburg, SC metro

248 CDs at 20 banks and credit unions · checked Oct 6–22

Typical
1.93%
Top 10% from
3.85%
Banks, typical
0.28%
Credit unions, typical
3.47%

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Spartanburg, SC metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. CPM Federal Credit UnionCredit union · 2 branches
  2. Carolina Foothills Federal Credit UnionCredit union · 3 branches
  3. Spero FinancialCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate