Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 of 17 results in Seaford, DE metro
- 4.25%APY$317 over 9 months on $10,000intro rate
Requirements
Product: $500 minimum deposit to open. Early withdrawals subject to penalties: Terms of 6 months or less – 31 days’ dividends; Terms of 12 months – 91 days’ dividends; Terms longer than 12 months – 181 days’ dividends. Special Promo 9-Month Regular Share Certificate available. Other terms and rates available.
Offer: Special Promo! 9-Month Regular Share Certificate. Rates subject to change. Early withdrawal penalties may apply. Other terms and rates available.
Promotional rate · Effective Nov 1, 2026
Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Must be at least 18 years old, a U.S. citizen or lawful permanent resident with a U.S. physical address and U.S.-based mobile phone number. No minimum deposit required to open or maintain account, but account balance may not exceed $1,000,000. No monthly cycle service charge. Early withdrawal penalty applies (3 months interest for terms 12 months or less; 6 months interest for terms over 12 months).
Offer: Early withdrawal penalty is 3 months of interest. Fixed interest rate. Rate applies to entire account balance.
3.69% interest rate · Balance cap $1,000,000 · Effective Nov 6, 2026
Rate checked
More details - First Citizens Community BankCertificate of Deposit SpecialsCD · 9 months · $10,000 min · 3.70%–4.06% by balance
Bank · 1 branch
3.70%APY$276 over 9 months on $10,000with conditionsRequirements
Product: A minimum of $10,000 in new money is required to open this account and get the special rate. \"New money\" is defined as funds not currently on deposit with FCCB. Fees may reduce earnings, and a penalty may be imposed for early withdrawal. Interest is compounded quarterly, and an active checking account is required.
Offer: 9-Month CD Special; requires $10,000 minimum new money and active checking account
Qualified rate · 3.65% interest rate · Compounded quarterly · Effective Oct 27, 2026
Rate by balance
Rate by balance for Certificate of Deposit Specials Balance APY $10,000 – $49,999Your amount 3.70% $50,000 – $99,999 3.96% $100,000 and up 4.06% Rate checked
More details - 3.51%APY$262 over 9 months on $10,000on balances up to $10,000
Requirements
Product: Minimum opening deposit $250. Rates accurate as of 10/29/2026. 10-calendar-day grace period at maturity. Automatically renews to non-promotional rate unless action taken. Promotional rates vary by term and balance.
Offer: Promotional APY 9-month term
Effective Oct 29, 2026
Rate checked
More details - 3.49%APY$261 over 9 months on $10,000on balances up to $10,000
Requirements
Product: Minimum opening deposit $250. Rates accurate as of 10/29/2026. 10-calendar-day grace period at maturity. Automatically renews to non-promotional rate unless action taken. Promotional rates vary by term and balance.
Offer: Non-Promotional APY 9-month term
Effective Oct 29, 2026
Rate checked
More details - 3.45%APY$258 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.39% interest rate · Effective Oct 23, 2026
Rate checked
More details - 3.15%APY$235 over 9 months on $10,000
Requirements
Product: FDIC insured up to $250,000. Early withdrawal penalty may apply. Monthly interest payment option available (transfer to another Artisans' account, external account, or credited to CD).
3.11% interest rate · Effective Jul 10, 2026
Rate checked
More details - 2.50%APY
Requirements
Product: Fixed rate. Rates and minimum balance may vary by term. Early withdrawal penalties apply.
Offer: Fixed rate. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest. Fees could reduce earnings.
2.47% interest rate · Effective Jun 25, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 9 months · $1,000 min · 0.01%–2.25% by balance
Bank · 7 branches
2.25%APY$168 over 9 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 2.25% Rate checked
More details - 0.70%APY$52 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
0.70% interest rate · Effective Oct 23, 2026
Rate checked
More details - 0.50%APY$37 over 9 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 0.50% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.06%APYwith conditions
Requirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 0.06% interest rate · Effective Oct 24, 2026
Rate checked
More details - 0.05%APYwith conditions
Requirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Standard rate.
Qualified rate · 0.05% interest rate · Effective Oct 24, 2026
Rate checked
More details - 0.05%APY$4 over 9 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$4 over 9 months on $10,000
Requirements
Product: A penalty may apply for early withdrawal. Fee(s) could reduce earnings on the account. APY assumes all interest remains on deposit until maturity; a withdrawal of interest will reduce earnings.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay in Seaford, DE metro
17 CDs at 11 banks and credit unions · checked Oct 16–Nov 6
- Typical
- 2.25%
- Top 10% from
- 3.72%
- Banks, typical
- 1.48%
- Credit unions, typical
- 4.25%
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Seaford, DE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Shore FederalBank · 2 branches
- WSFS BankBank · 5 branches